Titmuss' Social Division of Welfare: A Personal Reflection Essay

This essay explores Richard Titmuss's social division of welfare framework, focusing on fiscal, occupational, and social welfare. It uses personal reflections to illustrate each welfare type. Occupational welfare is exemplified through the use of a company car for personal use, highlighting savings on petrol and money. Fiscal welfare is discussed through the lens of a relative's experience with Centrelink overpayment and tax benefits for low-income earners. Social welfare is reflected upon through the author's experience as a student receiving government allowances and later as a low-income earner. The essay concludes that these welfare divisions offer benefits such as job opportunities, cost savings, reduced inequalities, and tax benefits, ultimately aiming to improve society.

Sociology
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Introduction
This topic explores the most influential aspects of Richard Titmus's work involving fiscal,
occupational and social welfare divisions. Researchers argue that the middle class and lower
class mainly benefit from welfares (Carter, 2012). The topic brings out a legitimate social
structure, interrelationship of the system, idea of a dynamically analyze the three welfare
divisions in a bid to offer a more critical reflection of an individual's personal experiences.
The purpose of this essay is to utilize the Richard Titmuss social division welfare framework on
the outline of the existing various forms of welfare. The discussion clearly outlines each welfare
and provides an example of personal reflection and experience.
Occupational welfare is comprehended as additional benefits given by bosses to workers
subsequently from the employment sector. This focus is settled upon by work showcased by
labor market firms and legal working rights needed by a worker (Hallett, 2016). Numerous states
have given a legitimate commitment to managers to pay compensation as a legal requirement.
Personal Reflection on occupational warfare: My blood brother works as a medical delivery
man. He normally uses the company car to carry out the delivery services for medicine and
instruments to various destinations. One of my friends normally does car tinning and hence
utilizes his company car as well just after being done with work (Pugh, 2010). Therefore, they
use this particular car which saves both of them petrol and money incurred. I believe that this
experience shared my brother benefits the family member from occupational warfare. This
experience has also offered me wide knowledge and skills on how to save time and money
through occupational warfare, as a result of the use of company car for delivery, tax employed
benefits were recovered (Stebbing & Spies-Butcher, 2010).

Fiscal welfare is defined as the state utilization of the tax system breaks and allowances to offer
subsidies for social objectives granting individual s and households. Titmuss indicates that they
are manifestations of social policies to benefit the identified groups like low income earners in
the entire population. Fiscal welfare, Titmuss contended, it involves public spending on social
and benefits delivery such as tax relief, revenue forgone, preferential tax rates, private health
insurance rebate, superannuation tax concessions and low income tax offset that befits families
(Kvist & Greve, 2011).
A personal reflection on fiscal warfare: My relative john was requested to pay back Centre
link because they were overpaid. John is a low-income earner, thus, as a low-income person, it
feels bad paying since the money acquired would have been used already (Stebbing and Spies-
Butcher (2010). When people starting working, tax paid is beneficial since one can make
purchases as long as you have the receipt thus one can claim tax on various things. An individual
can claim on things that he/she did not claim in previous tax. When one is earning a low income,
one can acquire an amount of tax returns by purchasing stuff like lunch.
Social welfare. Social welfare definition is comprised of various allowances offered to low
income earners for the wellbeing of the entire society. Pugh (2010) states that involves
consideration of social policies which are more of allowances for low income earners. An
example is the allowances given to students during they study time in various university and
college institutions For satisfaction case of social welfare, an arrangement is one that guarantees
better human services for all(Wilson, Meagher, & Hermes, 2012).
A personal reflection on social warfare: As a student I usually received various allowances
from the government. This is a key benefit of social welfare. However, the social welfare cam
into domain when I got a new a job as a new start where the monthly income was very low

becoming a low income earners. It is evident that students, family members and other individual
sin the society who are low income earners benefit from these allowances.
Conclusion
Researchers conclude that occupational. Fiscal and social welfare is important as it enables
people to gain probable solutions for problems. Wilson, Meagher, and Hermes (2012) indicates
that this welfare division offers great benefits to family members in terms of job, savings on cost,
reduction of inequalities, time and tax benefits .This is aimed at making society a better place.

References
Carter, J. (2012). Studying social policy after modernity. In Postmodernity and the fragmentation
of welfare (pp. 22-37).
Hallett, C. (2016). Social policy: continuities and change. In Women and Social Policy.60(3)
(pp. 17-30).
Kvist, J., & Greve, B. (2011). Has the Nordic welfare model been transformed?. Social Policy &
Administration, 45(2), 146-160.
Pugh, M. (2010). Welfare in war-torn societies: nemesis of the liberal peace?. In Palgrave
advances in peacebuilding (pp. 262-278). Palgrave Macmillan, London.
Stebbing, A., & Spies-Butcher, B. (2010). Universal welfare by ‘other means'? Social tax
expenditures and the Australian dual welfare state. Journal of Social Policy, 39(4), 585-
606.
Wilson, S., Meagher, G., & Hermes, K. (2012). The social division of welfare knowledge: policy
stratification and perceptions of welfare reform in Australia. Policy & Politics, 40(3),
323-346.