Comprehensive Report on US National Health Insurance Program

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Added on  2022/09/02

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This report provides an overview of the US national health insurance program, tracing its evolution and current trends. It explores the historical context, including the lack of universal healthcare access and the evolution of health insurance as a right. The report delves into Medicare and Medicaid, highlighting their roles in addressing healthcare issues and improving health conditions. It examines the rising costs of healthcare services and analyzes the pros and cons of the national health insurance system, including subsidies, preventive care, and potential limitations for those not qualifying for subsidies. The report also outlines the roles of various stakeholders, such as physicians, hospitals, insurers, and the government, in addressing healthcare costs and ensuring access to care. The conclusion emphasizes the crucial nature of health insurance in the US, the recent reforms, and the importance of affordable services for all residents.
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NATIONAL
HEALTH
INSURANCE
PROGRAM IN US
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INTRODUCTION
The issue of health care reform
in the country has evolved a
lot.
There are mainly six stages of
US health care reforms
(Gaffney & McCormick,
2017).
The government financed
national health insurance plans
collect funds from the
government itself.
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HISTORY AND CURRENT
TRENDS
The people of the country
have not access to the
health care.
On the contrary they only
have the right to enjoy the
health insurance system in
the country.
The accessibility to the
health care is not
considered as a part of the
human rights (Trapenberg
Frick, Weinzimmer, &
Waddell, 2015).
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MEDICARE AND
MEDICAID
The concept of Medicare
and Medicaid are slightly
different from each other,
however both the system
addresses the issue of
health care in the country.
The health insurance in the
country also helped in the
improvement of the health
condition of the people
(Blavin, 2016).
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CONTINUED…
Over the period, the
costs of the health
care services has
enhanced.
The cost of health
insurance was less
than that of the price
of 2015(Goodman et
al., 2017).
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PROS AND CONS OF NATIONAL
HEALTH INSURANCE
The health insurance in
the US has various
advantages and
disadvantages.
of the advantages of this
national health system is
mainly associated with
the introduction of
subsidies, free preventive
care to the people,
unreasonable benefits to
the health care services.
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CONTINUED…
On the other hand, the
disadvantages of this
national health system
are associated with the
costs of the health care
system.
In this regard, it can be
stated that the people
who are do not qualify
for the subsidies may not
have the health insurance
(Meadows et al., 2015).
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ROLE OF DIFFERENT
STAKEHOLDERS
The role of
physicians’ and
hospitals’ are
associated with
responsibility to
address health care
costs in their
practice.
The insurers and the
government should
allow more subsidies
in the health care
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CONCLUSION
Therefore, it can be concluded that, the issue
of health insurance in US is very crucial. The
people of the country have not access to the
health care and on the contrary they only have
the right to enjoy the health insurance system
in the country.
Initially, the accessibility to the health care is
not considered as a part of the human rights.
The most recent event of health care reform is
associated with the affordable services to all
the people residing in the country.
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REFERENCES
Blavin, F. (2016). Association between the 2014 Medicaid expansion and US
hospital finances. Jama, 316(14), 1475-1483.
Butler, S. M. (2016). The future of the Affordable Care Act: Reassessment and
revision. Jama, 316(5), 495-497.
Gaffney, A., & McCormick, D. (2017). The Affordable Care Act: implications for
health-care equity. The Lancet, 389(10077), 1442-1452.
Goodman, R. A., Lochner, K. A., Thambisetty, M., Wingo, T. S., Posner, S. F., &
Ling, S. M. (2017). Prevalence of dementia subtypes in United States Medicare
fee-for-service beneficiaries, 2011–2013. Alzheimer's & Dementia, 13(1), 28-37.
Himmelstein, D. U., Jun, M., Busse, R., Chevreul, K., Geissler, A., Jeurissen, P., ... &
Woolhandler, S. (2014). A comparison of hospital administrative costs in eight
nations: US costs exceed all others by far. Health Affairs, 33(9), 1586-1594.
Meadows, G. N., Enticott, J. C., Inder, B., Russell, G. M., & Gurr, R. (2015). Better
access to mental health care and the failure of the Medicare principle of
universality. Medical Journal of Australia, 202(4), 190-194.
Shaw, F. E., Asomugha, C. N., Conway, P. H., & Rein, A. S. (2014). The Patient
Protection and Affordable Care Act: opportunities for prevention and public
health. The Lancet, 384(9937), 75-82.
Tilburt, J. C., Wynia, M. K., Sheeler, R. D., Thorsteinsdottir, B., James, K. M.,
Egginton, J. S., ... & Goold, S. D. (2013). Views of US physicians about controlling
health care costs. Jama, 310(4), 380-389.
Trapenberg Frick, K., Weinzimmer, D., & Waddell, P. (2015). The politics of
sustainable development opposition: State legislative efforts to stop the United
Nation’s Agenda 21 in the United States. Urban Studies, 52(2), 209-232.
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