Bank Management: Islamic Banks in Malaysia

Bank Management

Table of Contents
INTRODUCTION...........................................................................................................................1
MAIN BODY...................................................................................................................................1
1. Described the selected two Islamic banks in Malaysia......................................................1
2. Explain selected bank financial statements........................................................................3
3. Discuss the elements of liquidity and profitability in assets management.........................6
CONCLUSION................................................................................................................................9
REFERENCES .............................................................................................................................10
Appendices ....................................................................................................................................11

INTRODUCTION
Bank management is procedure of arranging the bank's statutory activity. It is outlined by
particular object of management where financial relations linked with banking activities and
create other relations that are related with the management function in banking sector (Berger,
Roman and Sedunov, 2016). The first Islamic banking was started in 1983 where different types
of bank like merchant bank, commercial bank and financial companies were allowed to offer
Islamic banking products & services under the Islamic banking scheme. To understand bank
management selected two banks Public Bank Berhad and May Bank. Both banks are following
Islamic banking and established in Malaysia. In this report discussed about the balance sheet of
Islamic bank, financial statements, discuss about the elements of assets liquidity and liquidity
profitability in assets management.
MAIN BODY
1. Described the selected two Islamic banks in Malaysia
Public Bank Berhad: This bank has been based in Kulal Lumpur, Malaysia offering
effective financial services and also in Asia Pacific region. It is one of the famous and biggest
bank in South-east Asia with over RM 363.76 billion of assets and RM 71.90 billion in market
capitalization in the year 2015. Currently, this bank provide different financial services like
personal banking, commercial banking, share broking, Islamic banking and management unit
trust funds. The bank have strong financial performance and discreet management which is
consistently. It has a network of 259 branches and over 2000 staff members in Malaysia (Brown,
2016).
Background: The Public bank has been working about 50 years in banking industry due
to measure of corporate longevity which is an accomplishment to be proud of. It has strong
financial performance which is consistently conformity with strong credit and get get effective
ratings from local and foreign rating agencies. In broad manner it is providing financial services
to 9 million and more than customers in countries where it operates.
Mission: The main mission of Public Bank Berhad to continue the position of become
most efficient, gainful and effective premier financial institution in Malaysia.
Vision: The vision of public bank leading as public bank for providing effective financial
services and fulfil the requirement of people.
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Shareholders of Bank: There are defined about the major shareholders of Public Bank
Berhad which is invested amount in bank such as:
Name Equities %
Consolidated Teh Holdings Sdn. Bhd. 840,136,075 21.60%
The Vanguard Group, Inc. 109,982,998 2.83%
Permodalan Nasional Bhd 72,578,800 1.87%
GIC Pte Ltd (Investment Management) 52,919,028 1.36%
LPI capital Bhd 42,520,704 1.10%
Eastspring investments (Singapore Ltd) 36,456,005 0.94%
May Bank: It is a Malaysian universal bank which is conducting activities into home
markets of Malaysia, Singapore, Philippines and Indonesia. The Brand finance report says that
this bank is valuable brand that get 5th position as top brand in Asean and 83th rank in the world's
most valuable bank brands. The market capitalization is higher of this bank as compare of other
bank with total assets exceeding US$165 billion and having a net profit of US$1.75 billion in
year 2015. It is a top Islamic bank which is listed into Bursa Malaysia and stock exchanges. It
was founded in 31 May 1960 by Khoo Teck Puat & Oei Tjong le to provide financial services
and headquarter of bank established in Menara Maybank Kulal Lumpur, Malaysia.
Background: Maybank is known as biggest bank which have great market capitalisation
as well as total assets. It has 91 rank in the Banker's 2015 top 1000 worlds banks and as per the
Forbes global 2000 leading companies have 362 rank. The bank had strong network into
different countries and set up 2400 offices all over the world where recruited about 45000 staff
members.
Mission: The mission of Maybank is to modify all the financial services that based on the
across Asisa and offer effective financial services to people in fair terms and pricing. Along with
being heart of community and have fair terms and pricing in positive manner.
Vision: Advancing Asia's Ambition with you.
Shareholders of Bank: There are listed top four shareholders which is related with bank
in direct manner such as:
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