Financial and Market Performance of Barclays and Lloyds Banks

Business Management

Table of Contents
INTRODUCTION...........................................................................................................................1
MAIN BODY...................................................................................................................................2
Financial and market performance.........................................................................................2
Staff, shareholders, customers and other key stakeholders....................................................7
Corporate governance issue....................................................................................................9
CONCLUSION..............................................................................................................................10
REFERENCES..............................................................................................................................11

INTRODUCTION
The banking sectors of United Kingdom are well flourished with the positive economic
environmental factors. These factors influences certain banking companies to grow within the n
national as well as international markets. A bank is the financial institution that earns income by
perusing the transactions of others. By lending money to the needful candidates on specific
interest rates and also by collecting money from the account holders in the respective banks and
using the particular amount as a resource to operate its functions and earn more revenue. The
two names in the banking industry of United Kingdoms are evolving at a rapid rate of growth
and success, through recent course of time these two organisation become the top level banking
companies.
. Barclays and Lloyd bank are the names that are well recognised in the bank sector of UK.
Thus the analysis in this project is total based on the dimensions of whole working
process and functions of these two banks. With such fast rate of growth these banks also stepped
in the influential competitive fields of UK. Some of the major competitors of Barclays are JP
Morgan Chase, Credit Suisse , RBS, Goldman Sachs, BNP Paribas, Wells Fargo and Morgan
Stanley. While the top competitive forces of Lloyd bank are HSBC, One Savings Bank, Royal
Bank of Scotland and Nationwide Building Society. With such a bulky list of competition the
customer range of both the institutions are also diversified. The effective share of customers does
promotes the revenue of bank. Lloyd s staving account holders are approximate in between 21
million while the current account personnel strength is somewhere between 22 million Whereas
the other bank Barclays has a total number of 24 million clients world wide. The report here is
comprised of the major aspects of both the PLC s such as the financial and marketing
performances and staffs and stakeholder conditions along with that a brief discussion about the
governing policies in regard to the banks is also performed (Castillo and et.al., 2017) Data
analysis helped identify specific aspects related to big data deployment, data gathering methods,
required competences and data sharing approaches.
1

MAIN BODY
Financial and market performance
The financial performance of any firm is justified by its statements for the previous
business year. Thus the income statement and balance sheet of Barclays bank is given here and
its data is evaluated to study the financial performance .
Barclays :
Financial statement
2
Illustration 1: Financial statement of Barclays