Individual project

Should have 10 references

Individual project

TABLE OF CONTENT
INTRODUCTION.................................................................................................................................3
MAIN BODY........................................................................................................................................3
Question 1.........................................................................................................................................3
Question 2.........................................................................................................................................6
CONCLUSION.....................................................................................................................................7
REFRENCES........................................................................................................................................8

INTRODUCTION
Individual project within report explains working capital requirements which is highly
important within company business framework, enables us to analyse various parameters and
source of finance within capital management operations where business managers and top
management have to widely focus onto them for considering stronger working finance.
Working capital management is a business strategy designed to ensure business strategies
designed to ensure how company operates effectively by monitoring actions and using
current assets and liabilities to the best effect. Report also analyses relationship between risk
and return which shall be considered when deciding sources of finance to bridge financial
gap, analysing various advantages and disadvantages on sources of finance along with
recommendations on which company shall consider for improving working capital
management.
MAIN BODY
Question 1
Working capital can be understood as one of the most integral source of finance
which helps in achieving effectiveness of working capital management in company where
amount of money needed to finance gap between distributers and receipts are equal among all
paradigms. Working capital requirements every company focusing to grow fundamentally
among corporate competitive levels have to focus on for yearning larger profits and synergy
of stringent innovation. Bloom this is an online shop creating innovative flower bouquets and
gifts with wide range of quality services among consumers and to scope up various expansion
business goals and for gaining wider competent fundamentals for enriching new
development arenas. If business activity consists to buy and resell goods in larger
quantitative parameters it will be requiring purchase fundamentals to have a stock of goods
before selling among industry business avenues (Pakdel and Ashrafi, 2019). WCM is central
and widely important for management functions in company because its is common focal
point where businesses have to focus for gaining stronger position metrics of innovative
business management and higher profit goals within business progression further. The three
common denominators within company essential business parameters where there shall be
high focus governed are based on cash, profitability, business organisation efficiency goals
for reaching proper stronger working capital requirements structure. The WCR enables to
yield wider profitable avenues within business, longer sustained profits and management of

all assets and working inventories where growth shall be gained further onto for leveraging
new key goals. At many cases WCM is increased due to poor management of inventories and
various receivables , but also because of new innovation pertaining within company
(Mistary, 2020).
At such cases it can be understood that growth of business in company is carried out
on larger volumes, resulting on automatic increase of working capital requirements for
bringing on enhanced services and stronger working paradigms retaining stringent innovation
onto large scale goals. There are various source of finance which helps in achieving effective
working capital management in company operations, where it can be understood that it is
essentially important to analyse various sources where management shall head onwards for
reaching larger functional synergy. Operational efficiency and wider profits which shall
enable to deliver stronger growth objectives are aimed within new relative goals to enhance
productive hemispheres and elaborated working stability with stronger competitive goals.
The working capital requirement is amount of money needed within Bloom this company to
finance all gaps between payments to suppliers and receipts where almost every company
must incur expenses strongly by planning future working requirements and receipts for
obtaining fruits from various investments pertained within various arenas. There are various
source of working capital management where businesses are fundamentally using large
parameters available for gaining accurate structured performance in business finance
development avenues such as loans from commercial banks, public deposits, trade credits,
public deposits, discounting bills of exchange and bank overdrafts, cash credits and various
advances from customers. The sources have various paradigms which enable to factorise their
usage potentialities within business for long term stability and fundamental functional goals,
for leveraging major financial strong stable outputs when inputs are strongly used on
(Boisjoly, Conine Jr,. and McDonald IV, 2020). Relationship between risk and return shall
be considered as highly important for gaining analysis where management is heading forward
among functional approached working synergy and to yield stronger focused working
hemisphere for bridging any gap where it is lacking at present.
There is direct relationship between risk and return where correlation enables us to
analyse that higher risk associated with an investment, greater is the return where major focus
shall be given by companies for growing stronger presence within business avenues and for
technically growing positively. The positive correlation between risk and returns has higher
potentiality for profits or loss where it can be understood that majorly companies have to

develop stronger working synergy among working investments within new scenarios.
Companies with low levels of uncertainty and risk are associated with low returns and higher
levels of uncertainty with higher returns onto business development where focus shall be
governed. Bridging the financial gap among Bloom this company financial decisions,
resources programming useful functional parameters are highly important for gaining
analysis where business is working ahead. It is highly important for gaining this analysis for
further with higher work effective synergy and parameters focusing onto larger scaled profits
into business scenarios. Risk assessments within returns is highly important for gaining
proper working reports of how assets are being used among company goals and working
interventions enable to pertain larger records within functional parameters to reach stronger
wider goals. Businesses have to focus within all sources of finance available for working
capital requirements what are the various reliable shortcomings and strengths, risks which
shall be competitively analysed for growing rapidly with functional strength and larger
emphasis governed onto metrics (Le, 2019). Risk along with return is major consideration in
capital budgeting decisions where working capital management must be compared with
expected return from given investments with risk associated in the company business. The
higher levels of return are required to compensate for increased levels of risk where technical
functional efficiency is higher an also the keen synergy for reaching at optimum levels where
investments are not at risk for financial structure is enabled,
There are various sources of finance such as loans from banks and financial
institutions where relatable focus of risk is low and majorly business has strong
transparency as all records are maintained among wider world scenario where leaders have to
emphasis on this widely. The financial gap bridge is also strongly important for company
business to yield focus for gaining stable functional avenues and to yield focus onto major
parameters such as inputs and outputs and where major percentage of returns are coming
back among world scenarios. It can be also understood that by analysing and measuring
returns risks are successfully minimised among working avenues and largely gained onto
stronger determinants where return form shareholders investments, representation of various
reports is also maximised with new working stability. There shall be use of various
innovative metrics and functional paradigms of competent functional business reports where
outputs returns can be largely attained among business within new functional horizons by
using working capital management strength.

Question 2
There are various advantages and disadvantages among sources of finance which enable us to
analyse in detail which source of finance shall be used among business scenario and for gaining
working records where wider scope segments are there Bloom this Company have to strategically
implement analysis onto various fundamental arenas where there are major sources of new working
requirements where working goals are heading forward majorly for gaining analysis of how new
investments can be reached on among various scenarios and how it will impact company functional
performance scenarios further (Ujah, Tarkom and Okafor, 2020).
The bank loans and trade credits
The bank loans and trade credits being one of the most common source of finance for gaining working
capital requirement have advantages such as transparent work records and loan details are farmed on
among working horizons where there is major emphasis worked on for gaining stronger working
synergy within various arenas.
Advantages
Advantages of bank overdraft which is also one of the major source used by companies can be
understood by the parameters where it handles timing mismatch and flow of funds and keeping good
track of all funds (Wang, Akbar and Akbar, 2020). There are timely payments and very less paper
works where effective framework enables to restore active growth goals and keenly develop larger
records of company performance activities.
Disadvantages
However disadvantages of availing bank loans are that many times procedures are long and time
taking which reduce efficiency levels onto various scenarios and also it may impact company business
performance levels. Disadvantages of this are there are higher interest rates, risk of reduction in limits
and also risk of seizing, which may impact company stable functional records within industry. It also
develops debtors collection to become lethargic within various working records where sources may
not feel advanced competent to function with continuous efficiency of functional patterns.
The advances from customers
The advances from customers is also one of the major business source of finance where
offering trade credit within consumers gives competitive edge to business rivals and increases sales
which may happen when Bloom this company starts selling on credit fundamentally onto wider
avenues.

Advantages:
There is also higher customer loyalty generated but however disadvantages are that majorly company
may not be able to be transparent and also adhere to various fundamental parameters where new scope
shall be at risk.
Disadvantages:
This source of finance is not actively developed onto new measured paradigms there can be loss of
major factors of goodwill and also new enhance wider potentialities within new pathways. This source
has wide working conditions avenues where new referred conditions are strongly wide ranging within
various avenues gaining wide change parameters.
Angel investors
Angel investors is also one of the most upcoming source of finance and funding among start-ups
where business goals are focused in to pertain new working strengths, higher synergy paradigms of
strategic investments and also to leverage wider goals onto where stronger parameters can be
reached. The angel investors are also widely known for investing in fruitful start-ups where scope for
innovation and higher class outputs are huge pertaining onto functional presentation of how funds can
be built on among various new competitive scenarios on.
Advantages
Angel investor’s advantages are that they along with fund source within finance also bring on
innovation business practices for companies where company can potentially enter and also
functionally enhance wider working competencies among major goals (Sawarni, Narayanasamy
and Ayyalusamy, 2020). Bloom this being one of the new enterprise will be able to get wide range
of services and funds gathered when working with angel investors where there are various arenas,
new goals to be cherished and also encompass major business scenarios which shall be composing
wider arenas effectively.
Disadvantges
It can be also understood that there is disadvantage when business using Angel investors as source of
finance where company may face various issues, with indulgence and interference within
functioning and also for bringing on wider arenas where competency is developed only along with
strategic planning fundamentals. There are new working avenues within working business scenarios
when working with angel investors where there are major factors such as new innovative goals, higher

synergy of wider functional efficiency and stronger new creative enhanced services as angel investors
also have various specialised knowledge within them.
Angel investors as best source of finance
It can also be understood that there are various working parameters which Bloom this will be
able to explore within new working scenarios when active onto new quality metrics, which can be
experienced while working with angel investors source of funds. It will also enrich new working
criteria where new potentialities are huge for company to work forward and new working avenues
onto where new quest for larger productive expansion can be explored (Sivasankaran, Paul and
Kannadhasan, 2019). Also risk within investments and working with them is less where business
holds wide transparency for wider constructive profitability and larger goals of stronger synergy
fathoming inwards business scenario . Working capital management shall be with new working
efficiency explored when working with innovation and new working goals, as scenario enables new
flexibility to explore with stronger financial presentation goals and new quest to experience onto
where brand will be able to reach new goals further. There is often more working efficiency within
mechanism when all funds are systematically managed among corporate levels, developing new
ethical and financial presentation goals onto wider arenas within new world competitive scenario
attaining new working efficiency. The working capital requirement within business holds wide
importance for Bloom this where company plans to input resources and innovation within wider
goals and new functional zones where quest for gaining wider goodwill among paradigms
(Alsulayhim, 2019).
CONCLUSION
The report can be concluded with detailed explanation and analysis of how working
capital requirement holds wide importance within business avenues for gaining stronger
functional advancement and higher working effectiveness for long term synergy of
efficiency and constant working innovation among business paradigms. The report also
concludes functional efficiency goals within various new relative zones where Bloom this
will be able to develop strong working capital management.

REFRENCES
Books and journals
Alsulayhim, N., 2019. The Relationship between Working Capital Management and
Profitability.
Boisjoly, R.P., Conine Jr, T.E. and McDonald IV, M.B., 2020. Working capital management:
Financial and valuation impacts. Journal of Business Research, 108, pp.1-8.
Le, B., 2019. Working capital management and firm’s valuation, profitability and
risk. International Journal of Managerial Finance.
Mistary, V., 2020. Working Capital Management.
Pakdel, M. and Ashrafi, M., 2019. Relationship between Working Capital Management and
the Performance of Firm in Different Business Cycles. Dutch Journal of Finance
and Management, 3(1), p.em0057.
Sawarni, K.S., Narayanasamy, S. and Ayyalusamy, K., 2020. Working capital management,
firm performance and nature of business. International Journal of Productivity
and Performance Management.

Sivasankaran, N., Paul, S. and Kannadhasan, M., 2019. Measuring impact of working capital
efficiency on financial performance of a firm. Journal of Indian Business
Research.
Ujah, N.U., Tarkom, A. and Okafor, C.E., 2020. Working capital management and
managerial talent. International Journal of Managerial Finance.
Wang, Z., Akbar, M. and Akbar, A., 2020. The Interplay between Working Capital
Management and a Firm’s Financial Performance across the Corporate Life
Cycle. Sustainability, 12(4), p.1661.