The provided document focuses on management of human resources in public sector banks from 1991-2008, a phenomenological examination of susceptibility to cyber deception, perceived value creation process, and managing service quality dimensions. It also includes case studies on managing business goals via BSC, deciding maintenance asset strategies via risk assessment models, and the effect of liquidity on bank profitability. The document aims to provide insights into customer experience management, digital communication strategies for luxury products, and creating enduring customer value.