Solving Social Housing Crisis in Tower Hamlets, East London

The report provides an overview of the problem of social housing crisis in Tower Hamlets, East London. It explains the causes of the problem and a range of possible solutions for the same. The most effective course of action is to build rental housing centres where people who cannot afford a home can stay there on a rental basis. The report also discusses the implementation and evaluation of the action.

Action Project

Contents
INTRODUCTION...............................................................................................................................3
Literature Review................................................................................................................................3
Plan an effective course of action.......................................................................................................5
Implement and evaluate the action....................................................................................................7
Manage the project............................................................................................................................10
Draw Closure.....................................................................................................................................11
Evaluate results..................................................................................................................................12
Project Plan........................................................................................................................................12
REFERENCES..................................................................................................................................14

INTRODUCTION
Social housing can be defined as a type of housing wherein the property is usually
owned by a government authority which can either be central or local. It can be said that
social housing plays a significant role in the contemporary world. This is because it provides
a home to people who otherwise cannot afford the same (Beizaee, Morey and Badiei, 2021) .
Apart from this, it also helps in building communities that allows them to live a healthy as
well as happy life. Social housing enables the government to meet the aim that everyone
should have access to a home that is affordable as well as good quality. The respective report
will provide an overview of the problem and what are the causes of social housing. Apart
from this, it will also explain a range of possible solutions for the same and the most
appropriate solution for solving the problem of social housing crisis in Tower Hamlets, East
London.
Literature Review
Certainly, it fulfills a simple human need for safe haven, however it also contributes
to the properly being of each dad and mom and peoplengsters. Studies display that kids in
stable housing do better in faculty and are less in all likelihood to experience disruption in
their schooling because of undesirable moves. Decent, affordable housing reduces strain,
pollutants, and infectious ailment, which leads to development in each bodily and intellectual
fitness. Affordable housing also frees up finances within households’ tight budgets to spend
on fitness care and meals. Studies have shown that children whose parents receive housing
help advantage from higher nutrition. For parents, residing in first rate, less expensive
housing also means reduced pressure due to a lessening of issues that high housing prices will
result in foreclosure and eviction; this in turn results in fewer physical and intellectual fitness
troubles and reduced absenteeism on the activity.
Affordable housing also is critical to the economic vitality of communities.
Affordable homes can appeal to and keep employees in peopler community- a promoting
point and a aggressive benefit for region employers. Affordable houses also assist the local
workforce that allows people to stay near their jobs. Shorter commutes permit employees to
spend more time with their families even as the network benefits from discount in site visitors
congestion, air pollutants, and costs on roads. In revitalizing communities, the construction of
affordable houses can also assist to stimulate economic increase (Dekker, 2020). A healthful
mix of housing options, from market- price and low priced apartment housing, unmarried-

family homes, duplexes, as well as developments for seniors, ensures possibilities for all
people to improve their economic scenario and contribute to their groups.
The position of social housing is actually important. It offers a domestic for those who can
not in any other case get right of entry to one, something which within the midst of our
housing crisis is as important as ever. It builds communities and gives humans support which
helps them to stay healthy, happy lives. Decent, low priced housing is crucial to households.
Certainly, it fulfills a simple human need for safe haven, however it also contributes to the
properly being of each dad and mom and peoplengsters. Studies display that kids in stable
housing do better in faculty and are less in all likelihood to experience disruption in their
schooling because of undesirable moves (Irving-Clarke and Henderson, 2020). Decent,
affordable housing reduces strain, pollutants, and infectious ailment, which leads to
development in each bodily and intellectual fitness. Affordable housing also frees up finances
within households’ tight budgets to spend on fitness care and meals. Studies have shown that
children whose parents receive housing help advantage from higher nutrition.
There can be various causes of social housing such as a low level of income as well as
unstable sources of income. The principle stakeholders of the respective problem are the
people who cannot afford a proper home to live in as well as the government and the local
authorities. This will ensure that the needs of the stakeholders have to be kept in mind to
ensure that there is an increase in the outcome. The respective problem of social housing
crisis in the borough is located in East London in Tower Hamlets. It can be said that the
respective situation is problematic because it is causing difficulties for the local residents who
do not have a proper home to live in. It can also be said that the reason why the problem of
social crisis is wicked because it can create various uncertainties and create difficulties for the
people. There can be a range of possible solutions that can be implemented in order to
overcome the problem.
Low earning lead families to spend maximum of their income on necessities, like housing.
Second, authorities law, in element designed to enhance first-class, can boom the price of
housing in order that it's far unaffordable. Housing accept as true with price range are set up,
ongoing, and public investment resources for low-income housing developments in both
states and cities. In lots of these, kingdom cash is the sole supply of investment due to low
populations or robust price range at that stage — both of which lower the call for for extra
nearby investment (Lima, 2021) . While cities do now not have direct manage over how all

funds are allocated, incentive programs inspire non-public developers to increase the deliver
of low cost housing. State incentives, which might be supplemental to federal ones, issue
credit to builders for the purchase, rehabilitation, or production of condo housing targeted to
decrease-earnings households.
Economic infrastructure within the United Kingdom is largely constructed from the
structures and systems needed to join humans, organizations and markets. When it
capabilities properly, corporations are extra efficient and aggressive, greater human beings
participate within the staff and the economic system is more potent. Affordable housing is a
critical piece of this. Without it, families are reduce off from possibility, leaving them
underemployed and organizations suffering to locate the people they need to compete. Yet
there are fewer homes available for hire or sale in the country than at any time in about 30
years.
Plan an effective course of action
The most effective course of action for addressing as well as overcoming the situation
of housing crisis is to build rental housing centres where people who otherwise cannot afford
a home can stay there on a rental basis. This will allow them to live a healthy as well as
happy lifestyle. One of the blessings of renting a home is that there are no preservation prices
or repair payments (Margier and Ethier, 2021). This manner that once people rent a property,
peopler landlord assumes complete responsibility for all renovation, improvement, and
upkeep. If an appliance stops working or roof starts to leak, people call the owner, who is
required to fix or update it. Homeowners, however, are responsible for all domestic restore,
upkeep, and maintenance costs. Depending on the character of the mission, it could get quite
costly. Another financial benefit of renting is gaining access to amenities that could otherwise
be an substantial price (Pitt and Nolden, 2020). Luxuries such as an in-ground pool or a
health club come trendy at many midscale to upscale condo complexes without a extra rate to
tenants.
Another location where renters have a better financial deal is the up-the front fee.
Renters usually have to pay a safety deposit that is equal to 1 month’s hire. And this is
normally all. This deposit is theoretically back to them once they circulate out, provided they
haven’t damaged the condo property. When buying a domestic with a mortgage, one is
required to have a large down charge—generally around 20% of the property’s price. Of path,
that down charge outcomes in having equity inside the home, which handiest will increase as

the loan is steadily paid off. And after they very own a domestic unfastened and clean, people
have a valuable investment that renters never obtain.
Renters can live almost everywhere, at the same time as house owners are limited to
regions wherein they can have enough money to buy. Living in an high-priced metropolis
together with London can be out of attain for maximum home shoppers, but it's far
completely feasible for renters (Serugga, Kagioglou and Tzortzopoulos, 2020). Although
rents may be excessive in regions where domestic values also are excessive, renters are
greater apt to find an low priced monthly fee than domestic buyers. Renters have the choice
to downsize to greater inexpensive living areas at the quit of their hire. This form of
flexibility is particularly vital for retirees who need a less luxurious, smaller alternative that
suits their finances.
It’s a whole lot extra difficult to break free of an luxurious house due to the prices
involved with shopping for and selling a home. Also, if a owner of a house has invested a
considerable amount of cash in renovations, the selling charge won't cowl those costs, leaving
them not able to have enough money to promote and circulate. A specific advantage renters
have over homeowners is they normally do no longer need to pay any maintenance prices or
restore payments (Tsenkova, 2020). If there's a malfunction or a breakdown within the rented
house, it's far the duty of the property owner to get it fixed. Whereas, if people buy a
property, aside from repaying the house mortgage, people are also accountable for diverse
other costs consisting of the upkeep and renovation, payment of society payments, assets tax
and renovation charges. However, the tenants need to make sure that the equal is mentioned
in their lease contract to avoid any conflicts later. Renting a assets permits greater flexibility
than proudly owning a residence. This is good for individuals who can face surprising
changes consisting of task relocation. Renting requires no long-term dedication from a tenant,
and is the excellent alternative if people do no longer have the cause to live in one area for a
long term. It is always clean to vacate a rented residence via giving a one-month observe.
The national obsession with buying our very own home means renting is often seen
frowned upon, however as Jo Fernández outlines, renting in Central London has its very own
advantages. These are culturally a kingdom of owners and buying a domestic is an extended-
time period ambition for a lot of people e. Renting is frequently considered to be ‘useless
cash’ with no return on people monthly enter (Tsenkova, 2021). However, buying a house
will involve other fees, no longer simply the mortgage repayment as people have to pay for

upkeep and interest price rises can growth people month-to-month payments. Naturally,
Covid-19 has had an impact at the rental marketplace as it has the whole thing else. With tour
curtailed in the course of the past yr, foreign students, people and tourists had been not able
to come back to the UK. The capability to do business from home has seen renters leave the
metropolis in search of greater space. As a end result, rents have fallen in London and are
presently at 80 according to cent of their pre-Pandemic degree. Hence, this would be the most
appropriate form of solution that can help in overcoming the social housing crisis.
Implement and evaluate the action
Housing associations (non-profit organisations that own, rent, and manage rental housing) or
local governments provide affordable homes. As a social tenant, you rent your house from an
owner, such as a housing organisation or a council. Although these sorts of residences are
similar in terms of the type of lease contract you sign and the rights you have to land as a
result, council homes is frequently referred to as council housing.
The concept behind council homes is that it is less expensive than private rental. It usually
ensures a more stable and protracted ownership. Anyone who requires social housing should
have access to it. Currently, the law specifies who is eligible for social housing and who
should be given priority on the waiting list. However, local governments have a lot of leeway
in determining who qualifies, and social landlords can refuse to rent to anyone if they want
to. In England, there are now over a million households on social housing waiting lists.
Unfortunately, due to the current chronic scarcity of social housing, there aren't enough for
those who need it most, such as the homeless on the streets and their families. Rents in social
housing are the only type of housing tied to local incomes, making them the most affordable
dwellings in most places around the country. Social housing rents are much lower than
private housing rents. Rent hikes are also capped by the government, which means that
homes should remain inexpensive in the long run, preventing residents from being priced out
of their neighbourhoods.
While we feel that the way social rents are calculated isn't perfect, we believe that they
should always be affordable to local residents, particularly those with low means. People who
live in social housing typically have secure tenancies, which provide them with far more
security from eviction and rights than those who rent privately. This allows families to
establish roots, make plans for the future, and turn their house into a home.

A social home can help people build the foundation they need to succeed in life. While some
recent politicians have taken attempts to weaken the security of social rentals, Shelter will
keep on fighting for the stability that all renters deserve. Social housing is more capable to
satisfy the 'decent' housing requirement on average. Compared to other types of buildings,
they seem to be more insulated, more highly saving, and more likely to have functional
smoke alarms. Investment in restoring and renovating homes has been sporadic throughout
the years, and today's social housing is anything but flawless. As a result, we will continue to
work until the kingdom has enough quality housing for everyone. Potential strategies were
investigated and described in a Housing Policy Alternatives Research Report issued by
CitySpaces Consulting Ltd, taking into account the city's key housing shortfalls. While this
document explicitly addresses the City's housing shortages, certain suggestions may not be
applicable or acceptable for the City due to local context, feasibility, regulatory framework,
or other shortened the time. In a brochure format for simple reading, a streamlined list of
policy suggestions that may have fewer barriers to adoption in the short term in the City has
been supplied. For further data, see Alternative Approaches For The Housing Action Plan.
Money for housing costs - If a renter is eligible for social housing costs, the figure is
normally paid to the landlord on a monthly basis. Some tenants, on the other hand, may be
eligible for reimbursement of their housing costs. Your tenant's Universal Credit amount is
determined by their unique circumstances. Every month, the exact amount is computed and is
subject to vary. The assessment period is what it's called. Your tenant's Universal Credit
housing costs are paid on a monthly basis.
Tenants who may be eligible for housing assistance - To qualify for Universal Credit housing
assistance, a tenant must: pay rent, be responsible for the property, and live in the property.
When a tenant's name appears on the tenancy agreement, they are responsible for the
property.
If a person residing in a residence is not listed on the lease contract but is renting an
apartment to the tenant (for example, after their partner, who was the landlord, died), they

must present proof from their tenant that they are required to pay rent in best to keep in the
home.
Help with eligible service charges - Social housing residents may be eligible for assistance
with eligible service charges if they are responsible for the charges and their lease agreement
requires them to pay them. When compared to other similar service rates in the area, the
service charges and cost of the service or facilities must be reasonable. Maintenance of the
accommodation, general repairs of shared areas, external resources such as natural light and
fire alarms in common areas, and specific expenses for the lodging, such as necessary air
conditioners owned by the tenant, are all processing fees that the tenant can get assistance
with.
Housing costs for two homes - If any of the following apply, social housing may pay housing
costs for two residences: Because they had to flee their customary home due to fear of
violence, a tenant is accountable for a second residence. If this occurs, Universal Credit will
cover housing costs for both residences for up to a year, as long as they intend to return to the
starting residence. A individual is unable to move into a new home since this requires
adaptation.
Housing costs for the current and new home can be covered by social housing for up to one
month if the tenant can demonstrate that the delay is justified. Because of the size of the
family, a household that is split between two properties can be classified as a single home,
and Universal Credit will cover both housing expenditures. This is not a time-limited project.
How is social housing will be determined?
The claimant's situations on the last day of each monthly assessment period are used to
calculate social housing expenses. When they submit their claim, the first examination period
begins. It lasts a calendar month, and the claimed will get the social housing payments seven
days after the examination period ends. Difference between a desired set point periods will
begin and end on the same dates each month, and all payments will be due on the same days
each month.

When a claimant files a claim on July 4th, their evaluation period finishes on August 3rd. The
claims will had their first compensation on August 10th (seven days after the assessment
period concludes), and a second payment on August 24th. From then on, they will be paid
twice a month on the 10th and 24th of each month. If your monthly payment rent weekly,
multiply the weekly rent by 52 weeks (to get the total paid over a year) and divide by 12 to
get the monthly amount for housing expenditures (to get the total paid every calendar month).
If a landlord pays rent every 4 days, every quarter, or once per year, multiply the amount paid
for four weeks by 13 and amount by the total of days straight.
Manage the project
For persons who may not be able to access the private market, social housing consists of low-
cost leased housing and low-cost home ownership. It incorporates both council and housing
association-owned properties. Because housing is a devolved topic, the United Kingdom
government is only responsible for England; figures for France, Wales, and Northern Ireland
are provided separately. In 2017, authorities and housing organisations rented over four
million houses. 1.6 million of these were council properties, whereas 2.4 million were owned
by council housing. The number of people renting social housing declined from over five
million in the early 1980s to slightly under four million in the mid-2000s, although it has
gradually increased since then. An growth in housing association properties has largely
contributed to this. Since the 1980s, the proportion of all council homes provided by local
governments has been steadily decreasing. In England, some 5,000 social change rent
apartments were created in 2017/18, with remaining 1,000 or so purchased or renovated.
These levels of "social rent" are around half of market prices. Approximately 24,000 freshly
built residences for rent were available, with another 2,000 purchased or converted. Lease is
capped at roughly 80% of market rent in order to be considered affordable. In its concept of
social housing, the administration includes "affordable living" dwellings. Since 2013/14, the
number of new dwellings at affordable rent levels has outpaced the number of new residences
at social rent categories. The majority of new lettings, however, are still at social rents. There
are various ways to sell social housing. The Right to Buy initiative for council property is
likely the most well-known, but comparable schemes exist for renters purchasing homes from
housing associations. Right to Buy initiatives allow some tenants who have lived in a council
or housing association house for a long time to purchase it at a reduced price. In 2017/18,
almost 16,000 properties were sold through Right to Buy initiatives. That's down 11% from
the previous year and well below the peak of separator in 1982/83. When the government

expanded the discounts offered under Right to Buy in 2012, they promised to replace all
additional homes sold under this scheme one-for-one within three years. That goal has not
been met. Between April and June 2012 and the same period in 2015, the government
estimates that roughly 21,000 additional residences were sold. Since 2012, only roughly
19,000 homes have been built or purchased by municipal governments. In March 2017, the
current average rent in social housing offered by house builders was roughly £97. There is a
lot of variety around the country within these averages. The top weekly wage was about £140
in Newham, Surrey, and the worst was £73 in County Durham. The English House Survey
provides another estimate of typical rents. In 2016/17, the median social renter paid £96 a
week though, whilst median corporate renter paid £156. The term ‘median' suggests that if
everyone was lined up as a way of minimum to maximum rent, the median renter is in the
centre. It is undeniable that our living environments have an impact on our physical health. A
warm, dry home, for example, can benefit overall health and, more specifically, respiratory
diseases. Housing, on the other hand, has a significant impact on our mental health and well-
being: children who live in overcrowded homes are more likely to be agitated, nervous, and
sad, to have poor physical health, and to perform poorly in school. Glancing over my list of
prerequisites, I realised that many of them had nothing to do with the house (Del Duca,
2021). Affordability was important, as was the ease of getting to work and visiting friends
and family. a way of life. Individuals and families can improve the lives, gain access to health
care they need, and gain greater flexibility by having a safe, settled home.' This comment
from Jake Eliot, previously of the National Housing Federation, exemplifies the importance
of housing in improving one's health and well-being. Investing in housing, specifically for the
most marginalized, can have an impact on and save costs for many other state sector, such as
health care and residential care. It is not simply an issue of social fairness to work to secure a
sufficient and affordable house prices. It also serves to promote and improve person's early
and long health prospects (Riva and et.al., 2020). It complies with the current statutory
minimum housing standard, is in a decent state of repair, has reasonably modern facilities and
services, and is heated and insulated efficiently. There are two methods for determining how
many homes are decent: information provided by social housing landlords and survey
responses. Despite the fact that the estimates for the proportion of dwellings in poor condition
differ, both reflect a similar trend. Since 2008, the percentage of social housing that do not
qualify as suitable dwellings has been decreasing. According to statistics provided by local
governments and housing associations, it is seen that the social housing applications for
people will help to manage the individuals in effective manner.

Draw Closure
Local governments took over public health responsibilities in April 2013, appreciating the job
and praising the fact that public health was "coming home." That was the case. It's never just
been about health care, and it's never just been about public health experts. Physical exercise,
smoking cessation, and alcohol intake reduction all play vital roles in promoting physical and
mental health, but public health experts cannot solve these problems on their own. Outside of
the traditional health sector, a variety of sectors, services, and regulations influence the
causes of health - promoting behaviours and services that run promoting healthy and
psychological health. A multi-sectoral approach to public policy that systematically considers
the health implications of actions, identifies synergies, and avoids detrimental health
consequences in order to improve population health and equity." Their strategy is based on
learning and experience from Finland, South Australia, and Seattle, among other places. The
HIAP technique can be used to target specific public health issues, such as obesity or mental
health, and find policies that have a significant influence on the problem. It can also focus on
an important policy topic with significant health implications, such as transportation or
housing, and collaborate with relevant agencies and sectors.
Evaluate results
Social housing is referred to as a form of housing tenure in which the property is usually
owned by a central authority, both principal or nearby (Saidu and Yeom, C., 2020). The
position of social housing is actually important. It offers a domestic for those who cannot in
any other case get right of entry to one, something which within the midst of our housing
crisis is as important as ever. It builds communities and gives humans support which helps
them to stay healthy, happy lives. Decent, low priced housing is crucial to households.
Project Plan
A project plan is a formal document designed to guide the manipulate and execution of a
venture. A project plan is the key to a hit venture and is the maximum essential record that
desires to be created whilst starting any business challenge. In IT, the time period venture
plan refers to a Gantt chart or any other record that displays task sports along a timeline.
However, considering these documents on my own as a mission plan is wrong (Yuliastuti,
Haryanto and Haryanti, 2020). These precise documents may be greater precisely termed as
mission schedules, and can be considered most effective a part of the actual mission plan.
Project planning plays a vital function in assisting manual stakeholders, sponsors, teams, and

the project manager via different challenge levels. Planning is wanted to become aware of
preferred dreams, lessen risks, keep away from ignored closing dates, and in the long run
supply the agreed product, provider or end result.
Weather is a massive factor in a successful car wash. The high-quality time of year is
during the hotter, dryer months. It may also be a key pastime as a part of a bigger event or on
a sport day. It’s not only membership individuals which have dirty vehicles, it is likely the
whole community can advantage out of your membership’s event so promote community
huge and now not just club huge. Enlist the help of the local radio and newspaper to offer a
community announcement selling your car wash. Get someone at the membership to supply a
flyer that may be printed and copies left in community centres like shops and colleges.
During a vehicle wash, dirty water containing cleaning soap and detergents, residues
from exhaust fumes, gas and motor oils washes off the automobiles, flows off the pavement
and into close by storm drains. Unlike the water we use in the houses and businesses that is
treated at wastewater remedy flowers, the water that goes into storm drains flows at once into
rivers, bays, oceans and lakes without any sort of remedy. Alone, one automobile wash
fundraiser event will create little, adverse environmental impact. But collectively, automobile
wash fundraiser activities contribute huge quantities of water pollutants. A automobile wash
fundraiser is a confirmed money maker. It is a tested money maker due to the fact nearly all
and sundry within the network will need to help make the organization some money and
absolutely everyone wishes an excellent vehicle wash sometimes. Car washes are also an
extremely good manner to involve everyone in bonding. Team bonding enables encourage
team participants. Team bonding also facilitates sell creativity in the team or organization.
There are various advantages as well as disadvantages of the same such as the it will help in
reducing the issues of social housing. Apart from this, it can also be stated that it will help in
ensuring that the people living in the area, are able to get their car washed at appropriate
prices and hence, there will be an improvement in the overall output as well. But one of the
disadvantages can be that there will be an increase in the overall expenses to a great extent.
Hence, it can be stated that there is a need to work on the same.

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