Downsizing Business Risks

Running head: DOWNSIZING BUSINESS RISKS
Downsizing business risks
Name of the Student:
Name of the University:
Author Note:

1
DOWNSIZING BUSINESS RISKS
Executive Summary:
The assignment visits the concept of business model through the lenses of Pastel Holdings Pty
Limited. The business operations of multinational companies stand and draw strength from their
business models. The business models of these companies are representation of the value
creation and revenue chain of them. They establish the relationship between the company and its
consumers. It shows how companies source revenue and reinvest it into the business operations.
The company under, Pastel Holdings Pty Limited holds high position in the Australian financial
due to its formidable business model which the paper would explore. The following are the
recommendations which comes into light after the discussion:
 The insurance company should expand its operations into other foreign markets.
 Pastel Holdings should expand into the life insurance market as well.

2
DOWNSIZING BUSINESS RISKS
Table of Contents
Executive Summary:........................................................................................................................1
I: Introduction:.................................................................................................................................4
II: Description of business model canvas of Pastel Holdings Pty Limited:....................................4
A. Building blocks.......................................................................................................................4
1. Customer segments:.............................................................................................................6
2. Key Partners.........................................................................................................................6
3. Value Proposition:...............................................................................................................7
4. Key Activities:.....................................................................................................................7
5. Customer channels:..............................................................................................................7
6. Revenue generation streams:...............................................................................................8
7. Cost structure:......................................................................................................................8
8. Key resources:.....................................................................................................................8
9. Customer relationships:.......................................................................................................8
B. Interrelationships of nine blocks:................................................................................................9
C: Critical success factors:...........................................................................................................9
D: Downsizing risk:.....................................................................................................................9
E: Suggested changes in the business model:............................................................................10
Change 1: Customer segments:.................................................................................................10
Change 2: Channel partners:......................................................................................................11

3
DOWNSIZING BUSINESS RISKS
III: Conclusion:..............................................................................................................................11
IV: Recommendations:..................................................................................................................11
The insurance company should expand its product line:...........................................................11
The company must expand its business into foreign market as well-.......................................12
References:....................................................................................................................................13
Figure 1.Businesss model................................................................................................................6