[SOLVED] Detailed Income and Expenses Statement
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The provided document is a detailed income and expenses statement for 180 days. Each day has four columns: Date, Income, Expenses, and Total Amount. The totals are also calculated for each month. This document can be used by students to practice their accounting skills or as a reference for future studies.
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ECO-FONE
SUMMATIVE
ASSESTMENT
SUMMATIVE
ASSESTMENT
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Table of Contents
INTRODUCTION...........................................................................................................................3
TASK 1............................................................................................................................................3
1.1 Overview of mobile phone market in UK ............................................................................3
TASK 2............................................................................................................................................4
1.2 Forecasting the UK adult smartphone use ...........................................................................4
TASK 3............................................................................................................................................4
1.3 Smartphones – A potential market for older customers .......................................................4
TASK 4............................................................................................................................................5
1.4 A ‘pros and cons method’ table for expanding to Kingston ...............................................5
TASK 5 ...........................................................................................................................................6
1.5 Cost of a new building and well-known commercial mortgage lenders in the UK..............6
TASK 6............................................................................................................................................8
1.6 Testing the Possible Difference in Net Takings in the Two Shops.......................................8
TASK 7............................................................................................................................................9
1.7 Customer Satisfaction...........................................................................................................9
TASK 8..........................................................................................................................................11
1.8 Appropriateness of Poisson distribution in context to Eco-Fone........................................11
CONCLUSION .............................................................................................................................11
REFRENCES.................................................................................................................................12
APPENDICES...............................................................................................................................13
INTRODUCTION...........................................................................................................................3
TASK 1............................................................................................................................................3
1.1 Overview of mobile phone market in UK ............................................................................3
TASK 2............................................................................................................................................4
1.2 Forecasting the UK adult smartphone use ...........................................................................4
TASK 3............................................................................................................................................4
1.3 Smartphones – A potential market for older customers .......................................................4
TASK 4............................................................................................................................................5
1.4 A ‘pros and cons method’ table for expanding to Kingston ...............................................5
TASK 5 ...........................................................................................................................................6
1.5 Cost of a new building and well-known commercial mortgage lenders in the UK..............6
TASK 6............................................................................................................................................8
1.6 Testing the Possible Difference in Net Takings in the Two Shops.......................................8
TASK 7............................................................................................................................................9
1.7 Customer Satisfaction...........................................................................................................9
TASK 8..........................................................................................................................................11
1.8 Appropriateness of Poisson distribution in context to Eco-Fone........................................11
CONCLUSION .............................................................................................................................11
REFRENCES.................................................................................................................................12
APPENDICES...............................................................................................................................13
INTRODUCTION
Smartphone is a multi purpose computing device whose demand has been keep on
increasing because people are adopting latest multimedia functionality that includes music,
video, gaming and so on (Chang, Shen and Liu, 2016). For the better understanding of this report
Eco-Fone smartphone has been taken which emphasize on selling smartphone as well as
accessories. It build its shops in 2014 and earn huge net profit each successive year. Respective
company has two retail shops Putney and Richmond and is thinking to expanding its business in
Kingston to enhance their customer base. This report provide a brief discussion on the overview
of mobile phone market in UK, adult smartphone user from 2012-2017. Moreover, pros and cons
will be discussed to expand business in Kingston. Additionally, this report identifies expansion
opportunities, challenges as well as quality assurance procedures. Lastly, detailed discussion
regarding product, customer satisfaction and sources of finance will be made in context to Eco-
Fone.
TASK 1
1.1 Overview of mobile phone market in UK
As per the survey conducted by Deloitte in United Kingdom market it has been
determined that smartphone are most commonly used for email that is 44%, and voice call that
contain 34% user. Additionally, 40% of the worker uses one of the most popular applications
that is whatsapp once in a day. Among 33.5 million UK's workforce around 32 million people
are using smartphone for business related work activity. Therefore, the user of smartphone are
keep on increasing which directly enhances the sales of UK companies approx 1.5 billion annual
basis. Furthermore, on the basis of research it has been found that 58% of adult population are
using smartphone and this percentage is expected to increase by 90% till 2020. This hike in
smartphone users among adult population clearly depict that majority of population are making
the use of smartphone in their daily regime within workplace. Basically, smartphones help its
user to engage in various activities like E-mail, voice calling, calendar management, application
related to gaming and entertainment and so on (Global mobile consumer survey, 2017).
Smartphone is a multi purpose computing device whose demand has been keep on
increasing because people are adopting latest multimedia functionality that includes music,
video, gaming and so on (Chang, Shen and Liu, 2016). For the better understanding of this report
Eco-Fone smartphone has been taken which emphasize on selling smartphone as well as
accessories. It build its shops in 2014 and earn huge net profit each successive year. Respective
company has two retail shops Putney and Richmond and is thinking to expanding its business in
Kingston to enhance their customer base. This report provide a brief discussion on the overview
of mobile phone market in UK, adult smartphone user from 2012-2017. Moreover, pros and cons
will be discussed to expand business in Kingston. Additionally, this report identifies expansion
opportunities, challenges as well as quality assurance procedures. Lastly, detailed discussion
regarding product, customer satisfaction and sources of finance will be made in context to Eco-
Fone.
TASK 1
1.1 Overview of mobile phone market in UK
As per the survey conducted by Deloitte in United Kingdom market it has been
determined that smartphone are most commonly used for email that is 44%, and voice call that
contain 34% user. Additionally, 40% of the worker uses one of the most popular applications
that is whatsapp once in a day. Among 33.5 million UK's workforce around 32 million people
are using smartphone for business related work activity. Therefore, the user of smartphone are
keep on increasing which directly enhances the sales of UK companies approx 1.5 billion annual
basis. Furthermore, on the basis of research it has been found that 58% of adult population are
using smartphone and this percentage is expected to increase by 90% till 2020. This hike in
smartphone users among adult population clearly depict that majority of population are making
the use of smartphone in their daily regime within workplace. Basically, smartphones help its
user to engage in various activities like E-mail, voice calling, calendar management, application
related to gaming and entertainment and so on (Global mobile consumer survey, 2017).
TASK 2
1.2 Forecasting the UK adult smartphone use
According to Deloitte report on UK adult Smartphone user it has been found that on 2017
more than 85% of adult were the frequent user of smartphone in caparison to laptop and tablet.
Moreover, it is expected that this percentage will keep on increasing in case of adult whereas in
term of younger generation this percentage is already at peak from several years. It has been
analysed that 77% of UK adult are intensively making the use of smartphone in comparison to
other electronic devices like laptop and tablet. After smartphone 78% of adult user uses laptop
and 68% tablet by 2017. Thus, applications like weather forecast and news feeds, booking
appointments, hospitality apps etc. are preferred by smartphone users as they get huge
information by a single click.
TASK 3
1.3 Smartphones – A potential market for older customers
In relation to Deloitte's report the sales of smartphone are booming or increasing
repetitively among older consumer. From the last five years older adult people are keen to adopt
new innovation in smartphone about 71% of adult age between 55-75 uses app capable handset
(Smartphone sales boom with over-55s, 2019). But this percentage is less in comparisons to
younger generation who are early adopters or innovators to adopt new technology like, 20%
mobile user check their cell within 15 minutes. Additionally, wealthy adult aged group between
55-75 years prefer buying premium quality handset whereas adult who are not frequent user of
smartphone or have interest but low knowledge about the usage takes the second hand or older
version of smartphone from their family members such as from their children. Thus, smartphone
provide various benefit to older age group like booking cabs, making online payment via
smartphone. Furthermore, smartphone companies keep in mind their new target market and
change their product according to meet the need of their customers. For instance, bigger screen
of smartphone does not leads to strain in the eye sight and loud speaker feature helps their
respective age group. Therefore, it has been analysed from research that older age group prefer
smartphone over keypad mobile phone as in smartphone they need not to wear their glasses and
is better source to engage customer in comparisons to keypad system.
1.2 Forecasting the UK adult smartphone use
According to Deloitte report on UK adult Smartphone user it has been found that on 2017
more than 85% of adult were the frequent user of smartphone in caparison to laptop and tablet.
Moreover, it is expected that this percentage will keep on increasing in case of adult whereas in
term of younger generation this percentage is already at peak from several years. It has been
analysed that 77% of UK adult are intensively making the use of smartphone in comparison to
other electronic devices like laptop and tablet. After smartphone 78% of adult user uses laptop
and 68% tablet by 2017. Thus, applications like weather forecast and news feeds, booking
appointments, hospitality apps etc. are preferred by smartphone users as they get huge
information by a single click.
TASK 3
1.3 Smartphones – A potential market for older customers
In relation to Deloitte's report the sales of smartphone are booming or increasing
repetitively among older consumer. From the last five years older adult people are keen to adopt
new innovation in smartphone about 71% of adult age between 55-75 uses app capable handset
(Smartphone sales boom with over-55s, 2019). But this percentage is less in comparisons to
younger generation who are early adopters or innovators to adopt new technology like, 20%
mobile user check their cell within 15 minutes. Additionally, wealthy adult aged group between
55-75 years prefer buying premium quality handset whereas adult who are not frequent user of
smartphone or have interest but low knowledge about the usage takes the second hand or older
version of smartphone from their family members such as from their children. Thus, smartphone
provide various benefit to older age group like booking cabs, making online payment via
smartphone. Furthermore, smartphone companies keep in mind their new target market and
change their product according to meet the need of their customers. For instance, bigger screen
of smartphone does not leads to strain in the eye sight and loud speaker feature helps their
respective age group. Therefore, it has been analysed from research that older age group prefer
smartphone over keypad mobile phone as in smartphone they need not to wear their glasses and
is better source to engage customer in comparisons to keypad system.
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TASK 4
1.4 A ‘pros and cons method’ table for expanding to Kingston
Should business be expanded in Kingston
Pros Score/10 Cons Score/10Eco
fone
Eco fone is already
earning good revenue
from its existing market.
If it diversify its
business within
Kingston market,
respective company can
generate huge customers
base.
8 Eco- Fone require huge
fund to make the huge
capital investment in
new market in order to
widen its reach in
Kingston market.
7
Expansion of existing
product that is
smartphone in new
market of Kingston
increases the brand
awareness and visibility
of product
8 Respective company has
to consider various
external market
condition such as
government regulation,
political stability, tax
policy, inflation rate,
purchasing power of
customer and so on
while expanding its
business operations
(Schmitz Weiss, 2013).
6
Due to expansion of
product in new market
place respective
company gives the
opportunity to the local
residence of Kingston
by hiring them to run the
operations of firm. On
other side, company gets
the source of additional
revenue.
7 Selected company may
face difficulty in
understanding the
culture as well as
language within
Kingston that can
hamper the growth of
business operations
6
If selected company
widen its market it can
attract the source of
6 Expansion in new
market leads to increase
in number of
7
1.4 A ‘pros and cons method’ table for expanding to Kingston
Should business be expanded in Kingston
Pros Score/10 Cons Score/10Eco
fone
Eco fone is already
earning good revenue
from its existing market.
If it diversify its
business within
Kingston market,
respective company can
generate huge customers
base.
8 Eco- Fone require huge
fund to make the huge
capital investment in
new market in order to
widen its reach in
Kingston market.
7
Expansion of existing
product that is
smartphone in new
market of Kingston
increases the brand
awareness and visibility
of product
8 Respective company has
to consider various
external market
condition such as
government regulation,
political stability, tax
policy, inflation rate,
purchasing power of
customer and so on
while expanding its
business operations
(Schmitz Weiss, 2013).
6
Due to expansion of
product in new market
place respective
company gives the
opportunity to the local
residence of Kingston
by hiring them to run the
operations of firm. On
other side, company gets
the source of additional
revenue.
7 Selected company may
face difficulty in
understanding the
culture as well as
language within
Kingston that can
hamper the growth of
business operations
6
If selected company
widen its market it can
attract the source of
6 Expansion in new
market leads to increase
in number of
7
foreign investment. competitors (Koch and
Kerschbaum, 2014).
This directly or
indirectly affect the
strategies as well as
profitability of company
Total Pros 29/40 Total Cons 26/40
Average Pros 0.72 Average Cons 0.65
Therefore, the average of total pros that is 0.72 is more than total cons 0.65 which depicts
that Eco-Fone should expand its market reach to Kingston.
TASK 5
1.5 Cost of a new building and well-known commercial mortgage lenders in the UK
Eco-Fone is making decision in regard to expansion of its business operations in
Kingston. To make it possible business needs huge capital investment for which they will take
the help from bank. To pay back the principle amount company has to pay monthly instalment
amount. Thus, brief calculation regarding loan repayment is defined below whereas Appendices
1 carries the detail calculation.
Loan Amount £350000
Number of EMIs 180
Annual Interest Rate 0.07
Monthly Interest Rate 0.00583
Monthly EMI Payment £3145.90
Total Loan Amount Payable £566261.81
Total Interest Payable £216261.81
Loan is given by bank on the basis mortgage and creditworthiness of loan taker. It is
basically taken by bank to fulfil the requirement of an individual or company such as to buy land,
plant, home, machinery and so on. Though bank take proper documentation but don't hesitate
much to pay for secured loan as even if loan taker fails to payback amount then bank gain right
Kerschbaum, 2014).
This directly or
indirectly affect the
strategies as well as
profitability of company
Total Pros 29/40 Total Cons 26/40
Average Pros 0.72 Average Cons 0.65
Therefore, the average of total pros that is 0.72 is more than total cons 0.65 which depicts
that Eco-Fone should expand its market reach to Kingston.
TASK 5
1.5 Cost of a new building and well-known commercial mortgage lenders in the UK
Eco-Fone is making decision in regard to expansion of its business operations in
Kingston. To make it possible business needs huge capital investment for which they will take
the help from bank. To pay back the principle amount company has to pay monthly instalment
amount. Thus, brief calculation regarding loan repayment is defined below whereas Appendices
1 carries the detail calculation.
Loan Amount £350000
Number of EMIs 180
Annual Interest Rate 0.07
Monthly Interest Rate 0.00583
Monthly EMI Payment £3145.90
Total Loan Amount Payable £566261.81
Total Interest Payable £216261.81
Loan is given by bank on the basis mortgage and creditworthiness of loan taker. It is
basically taken by bank to fulfil the requirement of an individual or company such as to buy land,
plant, home, machinery and so on. Though bank take proper documentation but don't hesitate
much to pay for secured loan as even if loan taker fails to payback amount then bank gain right
over the mortgage. Therefore, components associated with mortgage loan are principal amount,
tax, interest to be paid etc. companies of United Kingdom that offering mortgage loans are
defined below (Haberman and et.al., 2015):
1. NatWest Commercial Mortgages
2. Together Commercial Mortgages
3. HSBC – UK Mortgage Lenders
4. Alliance & Leicester plc.
5. THINK Business Loans Commercial Mortgages
tax, interest to be paid etc. companies of United Kingdom that offering mortgage loans are
defined below (Haberman and et.al., 2015):
1. NatWest Commercial Mortgages
2. Together Commercial Mortgages
3. HSBC – UK Mortgage Lenders
4. Alliance & Leicester plc.
5. THINK Business Loans Commercial Mortgages
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6. Bank of Ireland
TASK 6
1.6 Testing the Possible Difference in Net Takings in the Two Shops
Eco-Fone was started in 2014 and now its has two shops which are located in Putney and
Richmond. These shops or the business of respective company basically deals in electronic item
that is discounted mobile phones as well as accessories. Both retail outlet are operating from
several month and earning good revenue. Therefore, net taking from the both the shops are
defined below (Premkumar and Nigel, 2015):
Particulars Putney Richmond
Mean 100 90
Standard Deviation 20 40
Sample data set 40 40
Total Net Daily
Takings
4000 (40*100) 3600 (40*90)
TASK 6
1.6 Testing the Possible Difference in Net Takings in the Two Shops
Eco-Fone was started in 2014 and now its has two shops which are located in Putney and
Richmond. These shops or the business of respective company basically deals in electronic item
that is discounted mobile phones as well as accessories. Both retail outlet are operating from
several month and earning good revenue. Therefore, net taking from the both the shops are
defined below (Premkumar and Nigel, 2015):
Particulars Putney Richmond
Mean 100 90
Standard Deviation 20 40
Sample data set 40 40
Total Net Daily
Takings
4000 (40*100) 3600 (40*90)
The sample data of Putney is 40 from Putney shop which has £100 as mean and £20 that
is standard deviation. On contrary second shop that is Richmond has a sample data that is 40 net
daily takings, mean of £90 and amount of standard deviation is £40. From the given information
in the above table it has been identified that, even though the sample data for both the retail store
are same that is 40 but still per day sales in both the outlet varies. Moreover, the standard
deviation of second shop that is Richmond is higher in comparison to first shop. This shows
second company has increased variability in term of sales as compare to Putney. Furthermore,
total net daily taking or the sales of Putney shop is 4000 which is more than Richmond that is
3600. The reason behind this difference is less variability, risk or standard deviation in Putney
store on contrast to Richmond.
TASK 7
1.7 Customer Satisfaction
1. When was the last time you purchased a product or services from us?
Within the last month
Between 1 month and 3 months
Between 3 and 6 months (✔️)
Between 6 months and 1 year
Never
2. How long have you used our products/services?
(1) Fewer than 6 months
(2) Between 6 months and 1 year (✔️)
(3) Between 1 and 3 years
(4) Between 3 and 5 years
(5) More than 5 years
(6) Never
3. Please rate us on the following: (Please tick one: excellent =4, Good =3, Fair =2,poor =1)
Basis 4 3 2 1
Customer service/support (✔️)
Quality of products/services (✔️)
is standard deviation. On contrary second shop that is Richmond has a sample data that is 40 net
daily takings, mean of £90 and amount of standard deviation is £40. From the given information
in the above table it has been identified that, even though the sample data for both the retail store
are same that is 40 but still per day sales in both the outlet varies. Moreover, the standard
deviation of second shop that is Richmond is higher in comparison to first shop. This shows
second company has increased variability in term of sales as compare to Putney. Furthermore,
total net daily taking or the sales of Putney shop is 4000 which is more than Richmond that is
3600. The reason behind this difference is less variability, risk or standard deviation in Putney
store on contrast to Richmond.
TASK 7
1.7 Customer Satisfaction
1. When was the last time you purchased a product or services from us?
Within the last month
Between 1 month and 3 months
Between 3 and 6 months (✔️)
Between 6 months and 1 year
Never
2. How long have you used our products/services?
(1) Fewer than 6 months
(2) Between 6 months and 1 year (✔️)
(3) Between 1 and 3 years
(4) Between 3 and 5 years
(5) More than 5 years
(6) Never
3. Please rate us on the following: (Please tick one: excellent =4, Good =3, Fair =2,poor =1)
Basis 4 3 2 1
Customer service/support (✔️)
Quality of products/services (✔️)
Sales staff (✔️)
Price/value (✔️)
4. How would you rate your overall satisfaction with us?
Very satisfied
Satisfied (✔️)
Neutral
Dissatisfied
Very dissatisfied
5. How likely are you to continue doing business with us?
Very likely
Likely (✔️)
Neutral
Unlikely
Very Unlikely
6. How likely are you to recommend our products/services to others?
Very likely
Likely (✔️)
Neutral
Unlikely
Very Unlikely
7. Please suggest how we can improve our products/services to better serve you.
From the questionnaire it has been found that Eco-Fone is satisfying its customer on the
basis of quality as well as value people deriving out of product. As respondent has given 4 rating
in both quality as well as value of product (Thomas and Bond, 2014). Along with that they are
satisfied with the services of product and likely prefer to do business as well as give
recommendation about the product to its referrals. However, respondent has recently purchased
the product and using it only for maximum 1 year apart from that they have given rating 3 that is
good for customer support and sales staff service. Thus, company need to enhance these rating so
that very likely use the product and recommend other about the same.
Price/value (✔️)
4. How would you rate your overall satisfaction with us?
Very satisfied
Satisfied (✔️)
Neutral
Dissatisfied
Very dissatisfied
5. How likely are you to continue doing business with us?
Very likely
Likely (✔️)
Neutral
Unlikely
Very Unlikely
6. How likely are you to recommend our products/services to others?
Very likely
Likely (✔️)
Neutral
Unlikely
Very Unlikely
7. Please suggest how we can improve our products/services to better serve you.
From the questionnaire it has been found that Eco-Fone is satisfying its customer on the
basis of quality as well as value people deriving out of product. As respondent has given 4 rating
in both quality as well as value of product (Thomas and Bond, 2014). Along with that they are
satisfied with the services of product and likely prefer to do business as well as give
recommendation about the product to its referrals. However, respondent has recently purchased
the product and using it only for maximum 1 year apart from that they have given rating 3 that is
good for customer support and sales staff service. Thus, company need to enhance these rating so
that very likely use the product and recommend other about the same.
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TASK 8
1.8 Appropriateness of Poisson distribution in context to Eco-Fone
Poisson Distribution refer to statistical distribution method which is used to examine
profitability that occur over a specific time-frame (Bagga, Noseworthy and Dawar, 2016). This
distribution works appropriately for Eco-Fone as the condition prevail in respective company
satisfy the Poisson distribution. These condition occur within the company are independent in
nature also the profitability of short term success is equal to long interval success. Therefore,
application of Poisson distribution in company helps to identify the profitability of occurrence as
well as occurrence within a stipulated time period. Thus, Eco-Fone can use Poisson Distribution
as a quality assurance procedures.
CONCLUSION
From the above report it has been determined that the innovation of various application in
smartphone has made our life easier. Due to which the use of smartphone for all group include
adult or older age group is rapidly rising within market of United Kingdom. Additionally, adult
people are becoming more fond of smartphone use in comparison of Laptop and tablet. As
smartphone provide them the facility of large screen, loud speaker and various application like
booking of cab or appointment so that they don't have to stand in big queues. Furthermore, in
order to expand smartphone business beyond existing national boundaries company must analyse
the pros and corns to operate internationally. Therefore, this method helps company to get the
insights about the operations along with this company should make the use of feedbacks or
questionnaires obtained from customers to satisfy their existing as well as potential customer.
1.8 Appropriateness of Poisson distribution in context to Eco-Fone
Poisson Distribution refer to statistical distribution method which is used to examine
profitability that occur over a specific time-frame (Bagga, Noseworthy and Dawar, 2016). This
distribution works appropriately for Eco-Fone as the condition prevail in respective company
satisfy the Poisson distribution. These condition occur within the company are independent in
nature also the profitability of short term success is equal to long interval success. Therefore,
application of Poisson distribution in company helps to identify the profitability of occurrence as
well as occurrence within a stipulated time period. Thus, Eco-Fone can use Poisson Distribution
as a quality assurance procedures.
CONCLUSION
From the above report it has been determined that the innovation of various application in
smartphone has made our life easier. Due to which the use of smartphone for all group include
adult or older age group is rapidly rising within market of United Kingdom. Additionally, adult
people are becoming more fond of smartphone use in comparison of Laptop and tablet. As
smartphone provide them the facility of large screen, loud speaker and various application like
booking of cab or appointment so that they don't have to stand in big queues. Furthermore, in
order to expand smartphone business beyond existing national boundaries company must analyse
the pros and corns to operate internationally. Therefore, this method helps company to get the
insights about the operations along with this company should make the use of feedbacks or
questionnaires obtained from customers to satisfy their existing as well as potential customer.
REFRENCES
Books and Journal
Chang, S. E., Shen, W. C. and Liu, A. Y., 2016. Why mobile users trust smartphone social
networking services? A PLS-SEM approach. Journal of Business Research. 69(11).
pp.4890-4895.
Schmitz Weiss, A., 2013. Exploring news apps and location-based services on the
smartphone. Journalism & Mass Communication Quarterly. 90(3). pp.435-456.
Koch, S. and Kerschbaum, M., 2014. Joining a smartphone ecosystem: Application developers’
motivations and decision criteria. Information and Software Technology. 56(11).
pp.1423-1435.
Haberman, Z. C. and et.al., 2015. Wireless smartphone ECG enables large‐scale screening in
diverse populations. Journal of cardiovascular electrophysiology. 26(5). pp.520-526.
Premkumar, K. and Nigel, K. G. J., 2015, March. Smart phone based robotic arm control using
raspberry pi, android and Wi-Fi. In 2015 International Conference on Innovations in
Information, Embedded and Communication Systems (ICIIECS) (pp. 1-3). IEEE.
Thomas, J. G. and Bond, D. S., 2014. Review of innovations in digital health technology to
promote weight control. Current diabetes reports. 14(5). p.485.
Bagga, C. K., Noseworthy, T. J. and Dawar, N., 2016. Asymmetric consequences of radical
innovations on category representations of competing brands. Journal of Consumer
Psychology. 26(1). pp.29-39.
Abramovici, M., 2014. Smart products. CIRP Encyclopedia of Production Engineering, pp.1-5.
Pan, J., Superior Communications, Inc., 2016. Case for mobile phone. U.S. Patent D746,801.
Abi Ghanem, D. and Mander, S., 2014. Designing consumer engagement with the smart grids of
the future: bringing active demand technology to everyday life. Technology Analysis &
Strategic Management. 26(10). pp.1163-1175.
Online
Smartphone sales boom with over-55s, 2019.[Online].Available
through<https://www.bbc.com/news/technology-41319684>
Global mobile consumer survey. 2017.[Online]. Available
through<http://192.168.1.18/projectfiles/internal_chat_attatchment/
deloitteglobalmobileconsumersurvey2017_ukcut1552049277.pdf>.
Books and Journal
Chang, S. E., Shen, W. C. and Liu, A. Y., 2016. Why mobile users trust smartphone social
networking services? A PLS-SEM approach. Journal of Business Research. 69(11).
pp.4890-4895.
Schmitz Weiss, A., 2013. Exploring news apps and location-based services on the
smartphone. Journalism & Mass Communication Quarterly. 90(3). pp.435-456.
Koch, S. and Kerschbaum, M., 2014. Joining a smartphone ecosystem: Application developers’
motivations and decision criteria. Information and Software Technology. 56(11).
pp.1423-1435.
Haberman, Z. C. and et.al., 2015. Wireless smartphone ECG enables large‐scale screening in
diverse populations. Journal of cardiovascular electrophysiology. 26(5). pp.520-526.
Premkumar, K. and Nigel, K. G. J., 2015, March. Smart phone based robotic arm control using
raspberry pi, android and Wi-Fi. In 2015 International Conference on Innovations in
Information, Embedded and Communication Systems (ICIIECS) (pp. 1-3). IEEE.
Thomas, J. G. and Bond, D. S., 2014. Review of innovations in digital health technology to
promote weight control. Current diabetes reports. 14(5). p.485.
Bagga, C. K., Noseworthy, T. J. and Dawar, N., 2016. Asymmetric consequences of radical
innovations on category representations of competing brands. Journal of Consumer
Psychology. 26(1). pp.29-39.
Abramovici, M., 2014. Smart products. CIRP Encyclopedia of Production Engineering, pp.1-5.
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APPENDICES
Period EMI Interest Principal Balance
0 £ 350000.00
1 £ 3145.90 £ 2041.67 £ 1104.23 £ 348895.77
2 £ 3145.90 £ 2035.23 £ 1110.67 £ 347785.09
3 £ 3145.90 £ 2028.75 £ 1117.15 £ 346667.94
4 £ 3145.90 £ 2022.23 £ 1123.67 £ 345544.27
5 £ 3145.90 £ 2015.67 £ 1130.22 £ 344414.05
6 £ 3145.90 £ 2009.08 £ 1136.82 £ 343277.23
7 £ 3145.90 £ 2002.45 £ 1143.45 £ 342133.78
8 £ 3145.90 £ 1995.78 £ 1150.12 £ 340983.66
9 £ 3145.90 £ 1989.07 £ 1156.83 £ 339826.84
10 £ 3145.90 £ 1982.32 £ 1163.58 £ 338663.26
11 £ 3145.90 £ 1975.54 £ 1170.36 £ 337492.90
Period EMI Interest Principal Balance
0 £ 350000.00
1 £ 3145.90 £ 2041.67 £ 1104.23 £ 348895.77
2 £ 3145.90 £ 2035.23 £ 1110.67 £ 347785.09
3 £ 3145.90 £ 2028.75 £ 1117.15 £ 346667.94
4 £ 3145.90 £ 2022.23 £ 1123.67 £ 345544.27
5 £ 3145.90 £ 2015.67 £ 1130.22 £ 344414.05
6 £ 3145.90 £ 2009.08 £ 1136.82 £ 343277.23
7 £ 3145.90 £ 2002.45 £ 1143.45 £ 342133.78
8 £ 3145.90 £ 1995.78 £ 1150.12 £ 340983.66
9 £ 3145.90 £ 1989.07 £ 1156.83 £ 339826.84
10 £ 3145.90 £ 1982.32 £ 1163.58 £ 338663.26
11 £ 3145.90 £ 1975.54 £ 1170.36 £ 337492.90
Paraphrase This Document
Need a fresh take? Get an instant paraphrase of this document with our AI Paraphraser
12 £ 3145.90 £ 1968.71 £ 1177.19 £ 336315.71
13 £ 3145.90 £ 1961.84 £ 1184.06 £ 335131.65
14 £ 3145.90 £ 1954.93 £ 1190.96 £ 333940.69
15 £ 3145.90 £ 1947.99 £ 1197.91 £ 332742.77
16 £ 3145.90 £ 1941.00 £ 1204.90 £ 331537.87
17 £ 3145.90 £ 1933.97 £ 1211.93 £ 330325.95
18 £ 3145.90 £ 1926.90 £ 1219.00 £ 329106.95
19 £ 3145.90 £ 1919.79 £ 1226.11 £ 327880.84
20 £ 3145.90 £ 1912.64 £ 1233.26 £ 326647.58
21 £ 3145.90 £ 1905.44 £ 1240.45 £ 325407.13
22 £ 3145.90 £ 1898.21 £ 1247.69 £ 324159.43
23 £ 3145.90 £ 1890.93 £ 1254.97 £ 322904.47
13 £ 3145.90 £ 1961.84 £ 1184.06 £ 335131.65
14 £ 3145.90 £ 1954.93 £ 1190.96 £ 333940.69
15 £ 3145.90 £ 1947.99 £ 1197.91 £ 332742.77
16 £ 3145.90 £ 1941.00 £ 1204.90 £ 331537.87
17 £ 3145.90 £ 1933.97 £ 1211.93 £ 330325.95
18 £ 3145.90 £ 1926.90 £ 1219.00 £ 329106.95
19 £ 3145.90 £ 1919.79 £ 1226.11 £ 327880.84
20 £ 3145.90 £ 1912.64 £ 1233.26 £ 326647.58
21 £ 3145.90 £ 1905.44 £ 1240.45 £ 325407.13
22 £ 3145.90 £ 1898.21 £ 1247.69 £ 324159.43
23 £ 3145.90 £ 1890.93 £ 1254.97 £ 322904.47
24 £ 3145.90 £ 1883.61 £ 1262.29 £ 321642.18
25 £ 3145.90 £ 1876.25 £ 1269.65 £ 320372.52
26 £ 3145.90 £ 1868.84 £ 1277.06 £ 319095.46
27 £ 3145.90 £ 1861.39 £ 1284.51 £ 317810.96
28 £ 3145.90 £ 1853.90 £ 1292.00 £ 316518.95
29 £ 3145.90 £ 1846.36 £ 1299.54 £ 315219.41
30 £ 3145.90 £ 1838.78 £ 1307.12 £ 313912.30
31 £ 3145.90 £ 1831.16 £ 1314.74 £ 312597.55
32 £ 3145.90 £ 1823.49 £ 1322.41 £ 311275.14
33 £ 3145.90 £ 1815.77 £ 1330.13 £ 309945.01
34 £ 3145.90 £ 1808.01 £ 1337.89 £ 308607.13
35 £ 3145.90 £ 1800.21 £ 1345.69 £ 307261.43
25 £ 3145.90 £ 1876.25 £ 1269.65 £ 320372.52
26 £ 3145.90 £ 1868.84 £ 1277.06 £ 319095.46
27 £ 3145.90 £ 1861.39 £ 1284.51 £ 317810.96
28 £ 3145.90 £ 1853.90 £ 1292.00 £ 316518.95
29 £ 3145.90 £ 1846.36 £ 1299.54 £ 315219.41
30 £ 3145.90 £ 1838.78 £ 1307.12 £ 313912.30
31 £ 3145.90 £ 1831.16 £ 1314.74 £ 312597.55
32 £ 3145.90 £ 1823.49 £ 1322.41 £ 311275.14
33 £ 3145.90 £ 1815.77 £ 1330.13 £ 309945.01
34 £ 3145.90 £ 1808.01 £ 1337.89 £ 308607.13
35 £ 3145.90 £ 1800.21 £ 1345.69 £ 307261.43
36 £ 3145.90 £ 1792.36 £ 1353.54 £ 305907.89
37 £ 3145.90 £ 1784.46 £ 1361.44 £ 304546.46
38 £ 3145.90 £ 1776.52 £ 1369.38 £ 303177.08
39 £ 3145.90 £ 1768.53 £ 1377.37 £ 301799.71
40 £ 3145.90 £ 1760.50 £ 1385.40 £ 300414.31
41 £ 3145.90 £ 1752.42 £ 1393.48 £ 299020.83
42 £ 3145.90 £ 1744.29 £ 1401.61 £ 297619.22
43 £ 3145.90 £ 1736.11 £ 1409.79 £ 296209.43
44 £ 3145.90 £ 1727.89 £ 1418.01 £ 294791.42
45 £ 3145.90 £ 1719.62 £ 1426.28 £ 293365.14
46 £ 3145.90 £ 1711.30 £ 1434.60 £ 291930.54
47 £ 3145.90 £ 1702.93 £ 1442.97 £ 290487.57
37 £ 3145.90 £ 1784.46 £ 1361.44 £ 304546.46
38 £ 3145.90 £ 1776.52 £ 1369.38 £ 303177.08
39 £ 3145.90 £ 1768.53 £ 1377.37 £ 301799.71
40 £ 3145.90 £ 1760.50 £ 1385.40 £ 300414.31
41 £ 3145.90 £ 1752.42 £ 1393.48 £ 299020.83
42 £ 3145.90 £ 1744.29 £ 1401.61 £ 297619.22
43 £ 3145.90 £ 1736.11 £ 1409.79 £ 296209.43
44 £ 3145.90 £ 1727.89 £ 1418.01 £ 294791.42
45 £ 3145.90 £ 1719.62 £ 1426.28 £ 293365.14
46 £ 3145.90 £ 1711.30 £ 1434.60 £ 291930.54
47 £ 3145.90 £ 1702.93 £ 1442.97 £ 290487.57
Secure Best Marks with AI Grader
Need help grading? Try our AI Grader for instant feedback on your assignments.
48 £ 3145.90 £ 1694.51 £ 1451.39 £ 289036.18
49 £ 3145.90 £ 1686.04 £ 1459.85 £ 287576.32
50 £ 3145.90 £ 1677.53 £ 1468.37 £ 286107.95
51 £ 3145.90 £ 1668.96 £ 1476.94 £ 284631.02
52 £ 3145.90 £ 1660.35 £ 1485.55 £ 283145.47
53 £ 3145.90 £ 1651.68 £ 1494.22 £ 281651.25
54 £ 3145.90 £ 1642.97 £ 1502.93 £ 280148.32
55 £ 3145.90 £ 1634.20 £ 1511.70 £ 278636.62
56 £ 3145.90 £ 1625.38 £ 1520.52 £ 277116.10
57 £ 3145.90 £ 1616.51 £ 1529.39 £ 275586.71
58 £ 3145.90 £ 1607.59 £ 1538.31 £ 274048.40
59 £ 3145.90 £ 1598.62 £ 1547.28 £ 272501.12
49 £ 3145.90 £ 1686.04 £ 1459.85 £ 287576.32
50 £ 3145.90 £ 1677.53 £ 1468.37 £ 286107.95
51 £ 3145.90 £ 1668.96 £ 1476.94 £ 284631.02
52 £ 3145.90 £ 1660.35 £ 1485.55 £ 283145.47
53 £ 3145.90 £ 1651.68 £ 1494.22 £ 281651.25
54 £ 3145.90 £ 1642.97 £ 1502.93 £ 280148.32
55 £ 3145.90 £ 1634.20 £ 1511.70 £ 278636.62
56 £ 3145.90 £ 1625.38 £ 1520.52 £ 277116.10
57 £ 3145.90 £ 1616.51 £ 1529.39 £ 275586.71
58 £ 3145.90 £ 1607.59 £ 1538.31 £ 274048.40
59 £ 3145.90 £ 1598.62 £ 1547.28 £ 272501.12
60 £ 3145.90 £ 1589.59 £ 1556.31 £ 270944.81
61 £ 3145.90 £ 1580.51 £ 1565.39 £ 269379.42
62 £ 3145.90 £ 1571.38 £ 1574.52 £ 267804.90
63 £ 3145.90 £ 1562.20 £ 1583.70 £ 266221.20
64 £ 3145.90 £ 1552.96 £ 1592.94 £ 264628.25
65 £ 3145.90 £ 1543.66 £ 1602.23 £ 263026.02
66 £ 3145.90 £ 1534.32 £ 1611.58 £ 261414.44
67 £ 3145.90 £ 1524.92 £ 1620.98 £ 259793.46
68 £ 3145.90 £ 1515.46 £ 1630.44 £ 258163.02
69 £ 3145.90 £ 1505.95 £ 1639.95 £ 256523.07
70 £ 3145.90 £ 1496.38 £ 1649.51 £ 254873.56
71 £ 3145.90 £ 1486.76 £ 1659.14 £ 253214.42
61 £ 3145.90 £ 1580.51 £ 1565.39 £ 269379.42
62 £ 3145.90 £ 1571.38 £ 1574.52 £ 267804.90
63 £ 3145.90 £ 1562.20 £ 1583.70 £ 266221.20
64 £ 3145.90 £ 1552.96 £ 1592.94 £ 264628.25
65 £ 3145.90 £ 1543.66 £ 1602.23 £ 263026.02
66 £ 3145.90 £ 1534.32 £ 1611.58 £ 261414.44
67 £ 3145.90 £ 1524.92 £ 1620.98 £ 259793.46
68 £ 3145.90 £ 1515.46 £ 1630.44 £ 258163.02
69 £ 3145.90 £ 1505.95 £ 1639.95 £ 256523.07
70 £ 3145.90 £ 1496.38 £ 1649.51 £ 254873.56
71 £ 3145.90 £ 1486.76 £ 1659.14 £ 253214.42
72 £ 3145.90 £ 1477.08 £ 1668.81 £ 251545.61
73 £ 3145.90 £ 1467.35 £ 1678.55 £ 249867.06
74 £ 3145.90 £ 1457.56 £ 1688.34 £ 248178.72
75 £ 3145.90 £ 1447.71 £ 1698.19 £ 246480.53
76 £ 3145.90 £ 1437.80 £ 1708.10 £ 244772.43
77 £ 3145.90 £ 1427.84 £ 1718.06 £ 243054.37
78 £ 3145.90 £ 1417.82 £ 1728.08 £ 241326.29
79 £ 3145.90 £ 1407.74 £ 1738.16 £ 239588.13
80 £ 3145.90 £ 1397.60 £ 1748.30 £ 237839.83
81 £ 3145.90 £ 1387.40 £ 1758.50 £ 236081.33
82 £ 3145.90 £ 1377.14 £ 1768.76 £ 234312.57
83 £ 3145.90 £ 1366.82 £ 1779.08 £ 232533.49
73 £ 3145.90 £ 1467.35 £ 1678.55 £ 249867.06
74 £ 3145.90 £ 1457.56 £ 1688.34 £ 248178.72
75 £ 3145.90 £ 1447.71 £ 1698.19 £ 246480.53
76 £ 3145.90 £ 1437.80 £ 1708.10 £ 244772.43
77 £ 3145.90 £ 1427.84 £ 1718.06 £ 243054.37
78 £ 3145.90 £ 1417.82 £ 1728.08 £ 241326.29
79 £ 3145.90 £ 1407.74 £ 1738.16 £ 239588.13
80 £ 3145.90 £ 1397.60 £ 1748.30 £ 237839.83
81 £ 3145.90 £ 1387.40 £ 1758.50 £ 236081.33
82 £ 3145.90 £ 1377.14 £ 1768.76 £ 234312.57
83 £ 3145.90 £ 1366.82 £ 1779.08 £ 232533.49
Paraphrase This Document
Need a fresh take? Get an instant paraphrase of this document with our AI Paraphraser
84 £ 3145.90 £ 1356.45 £ 1789.45 £ 230744.04
85 £ 3145.90 £ 1346.01 £ 1799.89 £ 228944.15
86 £ 3145.90 £ 1335.51 £ 1810.39 £ 227133.76
87 £ 3145.90 £ 1324.95 £ 1820.95 £ 225312.80
88 £ 3145.90 £ 1314.32 £ 1831.57 £ 223481.23
89 £ 3145.90 £ 1303.64 £ 1842.26 £ 221638.97
90 £ 3145.90 £ 1292.89 £ 1853.00 £ 219785.97
91 £ 3145.90 £ 1282.08 £ 1863.81 £ 217922.15
92 £ 3145.90 £ 1271.21 £ 1874.69 £ 216047.47
93 £ 3145.90 £ 1260.28 £ 1885.62 £ 214161.84
94 £ 3145.90 £ 1249.28 £ 1896.62 £ 212265.22
95 £ 3145.90 £ 1238.21 £ 1907.69 £ 210357.54
85 £ 3145.90 £ 1346.01 £ 1799.89 £ 228944.15
86 £ 3145.90 £ 1335.51 £ 1810.39 £ 227133.76
87 £ 3145.90 £ 1324.95 £ 1820.95 £ 225312.80
88 £ 3145.90 £ 1314.32 £ 1831.57 £ 223481.23
89 £ 3145.90 £ 1303.64 £ 1842.26 £ 221638.97
90 £ 3145.90 £ 1292.89 £ 1853.00 £ 219785.97
91 £ 3145.90 £ 1282.08 £ 1863.81 £ 217922.15
92 £ 3145.90 £ 1271.21 £ 1874.69 £ 216047.47
93 £ 3145.90 £ 1260.28 £ 1885.62 £ 214161.84
94 £ 3145.90 £ 1249.28 £ 1896.62 £ 212265.22
95 £ 3145.90 £ 1238.21 £ 1907.69 £ 210357.54
96 £ 3145.90 £ 1227.09 £ 1918.81 £ 208438.72
97 £ 3145.90 £ 1215.89 £ 1930.01 £ 206508.72
98 £ 3145.90 £ 1204.63 £ 1941.26 £ 204567.45
99 £ 3145.90 £ 1193.31 £ 1952.59 £ 202614.86
100 £ 3145.90 £ 1181.92 £ 1963.98 £ 200650.88
101 £ 3145.90 £ 1170.46 £ 1975.44 £ 198675.45
102 £ 3145.90 £ 1158.94 £ 1986.96 £ 196688.49
103 £ 3145.90 £ 1147.35 £ 1998.55 £ 194689.94
104 £ 3145.90 £ 1135.69 £ 2010.21 £ 192679.73
105 £ 3145.90 £ 1123.97 £ 2021.93 £ 190657.80
106 £ 3145.90 £ 1112.17 £ 2033.73 £ 188624.07
107 £ 3145.90 £ 1100.31 £ 2045.59 £ 186578.48
97 £ 3145.90 £ 1215.89 £ 1930.01 £ 206508.72
98 £ 3145.90 £ 1204.63 £ 1941.26 £ 204567.45
99 £ 3145.90 £ 1193.31 £ 1952.59 £ 202614.86
100 £ 3145.90 £ 1181.92 £ 1963.98 £ 200650.88
101 £ 3145.90 £ 1170.46 £ 1975.44 £ 198675.45
102 £ 3145.90 £ 1158.94 £ 1986.96 £ 196688.49
103 £ 3145.90 £ 1147.35 £ 1998.55 £ 194689.94
104 £ 3145.90 £ 1135.69 £ 2010.21 £ 192679.73
105 £ 3145.90 £ 1123.97 £ 2021.93 £ 190657.80
106 £ 3145.90 £ 1112.17 £ 2033.73 £ 188624.07
107 £ 3145.90 £ 1100.31 £ 2045.59 £ 186578.48
108 £ 3145.90 £ 1088.37 £ 2057.52 £ 184520.95
109 £ 3145.90 £ 1076.37 £ 2069.53 £ 182451.43
110 £ 3145.90 £ 1064.30 £ 2081.60 £ 180369.83
111 £ 3145.90 £ 1052.16 £ 2093.74 £ 178276.09
112 £ 3145.90 £ 1039.94 £ 2105.96 £ 176170.13
113 £ 3145.90 £ 1027.66 £ 2118.24 £ 174051.89
114 £ 3145.90 £ 1015.30 £ 2130.60 £ 171921.30
115 £ 3145.90 £ 1002.87 £ 2143.02 £ 169778.27
116 £ 3145.90 £ 990.37 £ 2155.53 £ 167622.75
117 £ 3145.90 £ 977.80 £ 2168.10 £ 165454.65
118 £ 3145.90 £ 965.15 £ 2180.75 £ 163273.90
119 £ 3145.90 £ 952.43 £ 2193.47 £ 161080.43
109 £ 3145.90 £ 1076.37 £ 2069.53 £ 182451.43
110 £ 3145.90 £ 1064.30 £ 2081.60 £ 180369.83
111 £ 3145.90 £ 1052.16 £ 2093.74 £ 178276.09
112 £ 3145.90 £ 1039.94 £ 2105.96 £ 176170.13
113 £ 3145.90 £ 1027.66 £ 2118.24 £ 174051.89
114 £ 3145.90 £ 1015.30 £ 2130.60 £ 171921.30
115 £ 3145.90 £ 1002.87 £ 2143.02 £ 169778.27
116 £ 3145.90 £ 990.37 £ 2155.53 £ 167622.75
117 £ 3145.90 £ 977.80 £ 2168.10 £ 165454.65
118 £ 3145.90 £ 965.15 £ 2180.75 £ 163273.90
119 £ 3145.90 £ 952.43 £ 2193.47 £ 161080.43
Secure Best Marks with AI Grader
Need help grading? Try our AI Grader for instant feedback on your assignments.
120 £ 3145.90 £ 939.64 £ 2206.26 £ 158874.17
121 £ 3145.90 £ 926.77 £ 2219.13 £ 156655.04
122 £ 3145.90 £ 913.82 £ 2232.08 £ 154422.96
123 £ 3145.90 £ 900.80 £ 2245.10 £ 152177.86
124 £ 3145.90 £ 887.70 £ 2258.19 £ 149919.66
125 £ 3145.90 £ 874.53 £ 2271.37 £ 147648.30
126 £ 3145.90 £ 861.28 £ 2284.62 £ 145363.68
127 £ 3145.90 £ 847.95 £ 2297.94 £ 143065.74
128 £ 3145.90 £ 834.55 £ 2311.35 £ 140754.39
129 £ 3145.90 £ 821.07 £ 2324.83 £ 138429.55
130 £ 3145.90 £ 807.51 £ 2338.39 £ 136091.16
131 £ 3145.90 £ 793.87 £ 2352.03 £ 133739.13
121 £ 3145.90 £ 926.77 £ 2219.13 £ 156655.04
122 £ 3145.90 £ 913.82 £ 2232.08 £ 154422.96
123 £ 3145.90 £ 900.80 £ 2245.10 £ 152177.86
124 £ 3145.90 £ 887.70 £ 2258.19 £ 149919.66
125 £ 3145.90 £ 874.53 £ 2271.37 £ 147648.30
126 £ 3145.90 £ 861.28 £ 2284.62 £ 145363.68
127 £ 3145.90 £ 847.95 £ 2297.94 £ 143065.74
128 £ 3145.90 £ 834.55 £ 2311.35 £ 140754.39
129 £ 3145.90 £ 821.07 £ 2324.83 £ 138429.55
130 £ 3145.90 £ 807.51 £ 2338.39 £ 136091.16
131 £ 3145.90 £ 793.87 £ 2352.03 £ 133739.13
132 £ 3145.90 £ 780.14 £ 2365.75 £ 131373.37
133 £ 3145.90 £ 766.34 £ 2379.55 £ 128993.82
134 £ 3145.90 £ 752.46 £ 2393.44 £ 126600.38
135 £ 3145.90 £ 738.50 £ 2407.40 £ 124192.99
136 £ 3145.90 £ 724.46 £ 2421.44 £ 121771.55
137 £ 3145.90 £ 710.33 £ 2435.56 £ 119335.98
138 £ 3145.90 £ 696.13 £ 2449.77 £ 116886.21
139 £ 3145.90 £ 681.84 £ 2464.06 £ 114422.15
140 £ 3145.90 £ 667.46 £ 2478.44 £ 111943.71
141 £ 3145.90 £ 653.00 £ 2492.89 £ 109450.82
142 £ 3145.90 £ 638.46 £ 2507.44 £ 106943.38
143 £ 3145.90 £ 623.84 £ 2522.06 £ 104421.32
133 £ 3145.90 £ 766.34 £ 2379.55 £ 128993.82
134 £ 3145.90 £ 752.46 £ 2393.44 £ 126600.38
135 £ 3145.90 £ 738.50 £ 2407.40 £ 124192.99
136 £ 3145.90 £ 724.46 £ 2421.44 £ 121771.55
137 £ 3145.90 £ 710.33 £ 2435.56 £ 119335.98
138 £ 3145.90 £ 696.13 £ 2449.77 £ 116886.21
139 £ 3145.90 £ 681.84 £ 2464.06 £ 114422.15
140 £ 3145.90 £ 667.46 £ 2478.44 £ 111943.71
141 £ 3145.90 £ 653.00 £ 2492.89 £ 109450.82
142 £ 3145.90 £ 638.46 £ 2507.44 £ 106943.38
143 £ 3145.90 £ 623.84 £ 2522.06 £ 104421.32
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