Determinants of Access to Funding by SMEs in Ga East Municipality

This study focuses on the determinants of credit accessed by small-scale enterprises in Ga East municipality. It identifies the sources of credits available to SMEs, assesses the effect of access to mobile phones on accessibility of credit, and evaluates the influence of firm size and age of business on SMEs access to credit. The result of this research will offer complete evidence on the determinants of access to credit as well as their impacts on access to credit by small and medium scale enterprises in the Ga East municipality.