Employee Certification Letter

The letter certifies that Mr. [Last Name] has been employed with Capkon Home Loans as a full-time permanent Accountant since DD MM YYYY and is responsible for various accounting tasks such as processing home loan applications, reviewing legal documents, and preparing loan closing documents.

LETTER

Capkon Home Loans
Home Loan Advisory Firm
Shop 13A, 10 King St, Rockdale,
NSW 2216
Telephone: [phone]
Email: [e-mail]
Date: 15th April 2018
RE: TO WHOM IT MAY CONCERN
It is my pleasure to certify that Mr. …………… has commenced his employment with Capkon
Home loans on DD MM YYYY and till now he is working as a full-time permanent Accountant
in the company. He worked for the company for a time duration of eight hours for each day in a
week consisting of five days. He uses to receive his payment on a monthly basis and the tax they
Pay As You Go withholding is being deducted from his monthly payments.
CAPKON is an Australia based firm that was established in the year 2009 by Dr. Kiran
Thapa for providing home loan related specialist advises on Home Loans and Property
Investments in Australia. The industry experience, strategic thinking, and academic
qualifications have made us renowned and distinct from other Australia based home loan and
property investment related advice providers. The expertise of us is allowing us to tailor a most
appropriate solution for our clients.
For us, mortgage brokers play the role of the coordinators of projects associated with property
purchase projects of clients as well as in providing loans advice. For our clients, we offer free
services on:
 Home Loans
 Property Investment and Research
 Inspection
 Negotiation, and bargaining

During the past eight years, Capkon has emerged as one of the renowned and most successful
advisor companies located in Australia. During these eight years, Capkon has received national-
level recognition from several boards. In recent times, at 2016 Capkon was awarded “VOW
Financial Pinnacle Broker of the Year Altitude Awards” and also became able to get listed its
name in the prestigious “Top 100 MPA Brokers” of 2017.
Duties and Major Responsibilities of Mr. …………. as an accountant in the firm are
provided below:
Accounting:
 Obtains required process of documentation, and processes home loan applications along
with mortgage applications those are complex
 Orders verifications for credit and services from 3rd party
 Reviews the legal documents associated with post-closing and monitors payment receipts
 Follows up documentations those are missing
 Verifies mortgage loan applications and for completeness along with accuracy verifies
supporting applications
 Prepares as well as compiles loan closing documents
 For efficiency, prepares and reviews Regulation Z disclosures, TRID Disclosures, and
other legal and procedural disclosures needed by the regulations made for consumers
 Schedules and then coordinates all closings of the loan, along with delivers disbursement
arises from loan proceeds in full
 Prepares records related to accounting, reports on the same and compliance, as asked by
the management as well as other regulatory agencies
 Performs regular basis calculations of loan
 Assists the customers by answering the queries those are moderately complex
 The conducts review due diligence associated with legal agreements on pre-closing loans,
post-closing loans, or total loan along with other documents related with loan closing and
loan commitment.
 Maintains currency during the processing of loan
 Complying with company policies, and procedures on mortgage and loan

 Providing approval and review of the title insurance
 Preparing and delivering initial as well as final loan closing documents within the
stipulated time
 Answering phone calls related with mortgage closing process
 Maintaining contact with the title companies for resolving issues and coordinating
closings
 Complying with GAAP (generally accepted accounting principles) principles, industry
practices along with regulations made by the federal government
Personnel:
 Handling of personnel files related to Mortgage work
 Maintaining records and keeping documentation of accounting entries
 Managing and reporting on team entitlements.
 Keeping records and producing expenses related with mortgage accounting
 Compliance with internal auditors and report presentation
Leadership:
 Mortgage-related projections
 Analysis of client data and information
 Monitoring mortgage-related financial activities
Team:
 Honest and hardworking
 Positive minded and supportive
 Monitoring insolvency related problems of clients
Other:
 Funding all types of indirect contracts
 Assisting Indirect Mortgage Dealers
 Filing, pulling titles/files

 Work in collaboration with other departments
 Playing a role in managing stakeholders
 Making corrections on payment along with preparing lien releases
From the very beginning of his employment, Mr. …………………… has delivered his
excellence in accounting related to the mortgage and in advising clients on mortgage loans. He
has proven himself essential for the firm. He is highly respected and liked by the Capkon’s
management board and his colleagues. As an employee, he is highly reliable and able to face all
kinds of obstacles. His honesty, hard-working nature and enthusiasm make him distinct from
others.
If someone intended to discuss or get information about Mr. ……………….'s work efficiency,
and character, they are free to contact me.
Yours sincerely,
…………………………………….
(Signature)
Name of the Signee:
Designation:
Capkon Home Loans, Australia